Howard County property record for 6428 Deep Calm, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,128 sqft · built 1974 |
| Lot Size | 0.232 acres (10,115 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Jun 2026) |
| Tax Bill | $506 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-070637 |
| Primary APN | 16-070637 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,115 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 070637 |
|---|---|
| Street Address | 6428 DEEP CALM |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 224 10,115 SQ' 6428 DEEP CALM VIL OWEN BROWN S1 A1 |
| Legal Subdivision | VILLAGE OWEN BROWN SEC 1 |
| Legal Lot Number | 224 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 606704 |
6428 Deep Calm is owned and occupied by an individual who bought it in June 2026.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6428 DEEP CALM, COLUMBIA, MD 21045-4504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 8, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jul 17, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 12, 2019 | Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on File |
| Deed Sale | Jun 8, 2026 · Amount on File |
| Prior Sale | Sep 12, 2019 · Amount on File |
| Deed Book / Page | 23271 / 11 |
| Transfer Doc | 0042430375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6428 DEEP CALM, COLUMBIA, MD 21045-4504 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0204710156 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 20471/156 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 8, 2026 |
| Property Address | 6428 DEEP CALM, COLUMBIA, MD 21045-4504 |
| Document Number | 2327000011 |
| Book / Page | 23271 / 11 |
| Instrument Date | May 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | LAWYERS EXPRESS TITLE LLC, LAWYERS EXPRESS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $681,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6428 DEEP CALM, COLUMBIA, MD 21045-4504 |
| Investor | Possibly a Property Investor |
| Document Number | 2327000018, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 23271/18 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6428 DEEP CALM, COLUMBIA, MD 21045-4504 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0195430422 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 19543/422 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 12, 2019 |
| Property Address | 6428 DEEP CALM, COLUMBIA, MD 21045-4504 |
| Document Number | 0188840100 |
| Book / Page | 18884 / 100 |
| Map Reference | MB 23 FO 30 |
| Instrument Date | Sep 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,298.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6428 DEEP CALM, 6428, COLUMBIA, MD 21045-4504 |
| Name | Verified Name |
|---|---|
| Address | 6428 DEEP CALM, COLUMBIA, MD 21045-4504 |
| Document Number | 18884106 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 18884/106 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 6428 Deep Calm was $506.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506.00 | $553,200 (+5.96%) Land $203,000 Building $350,200 | $553,200 (-) Land $203,000 Building $350,200 |
| 2025 | $506.00 | $522,100 | $553,200 Land $203,000 Building $350,200 |
| 2024 | $506.00 | ||
| 2023 | $459,900 Land $183,000 Building $276,900 | $459,900 Land $183,000 Building $276,900 | |
| 2022 | $5,041.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6428 Deep Calm in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6428 Deep Calm is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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