Hennepin County property record for 6428 Cloverdale Ave, Crystal, MN 55428 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.25 ba · 1,216 sqft · built 1950 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Feb 2022) |
| Tax Bill | $4,577 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-118-21-41-0036 |
| Primary APN | 05-118-21-41-0036 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 1,677 sqft |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 461 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 6428 CLOVERDALE AVE |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55428-3532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 018 BLOCK 002 T KENSEY MANOR 80 X 140 |
| Legal Range | 21 |
| Legal Township | 118 |
| Legal Section | 05 |
| Legal Quarter | 41 |
| Legal Subdivision | KENSEY MANOR |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20801 |
Source: Hennepin County records · APN 05-118-21-41-0036
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6428 CLOVERDALE AVE, MINNEAPOLIS, MN 55428-3532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Feb 09, 2022 | Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC |
| Dec 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 09, 2022 · Amount on Record |
| Deed Sale | Feb 09, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2022 · Amount on Record |
| Deed Document Number | 20225921021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 27, 2026 |
| Property Address | 6428 CLOVERDALE AVE, MINNEAPOLIS, MN 55428-3532 |
| Document Number | 0006215464 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20266215464 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2026 |
| Title Company | AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115,039.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6428 CLOVERDALE AVE, MINNEAPOLIS, MN 55428-3532 |
| Document Number | 0006215465, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20266215465 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Feb 09, 2022 |
| Property Address | 6428 CLOVERDALE AVE, CRYSTAL, MN 55428-3532 |
| Document Number | 0T05921021 |
| Instrument Date | Jan 31, 2022 |
| Instrument | T05921021 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | NETWORK TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $907.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6428 CLOVERDALE AVE, CRYSTAL, MN 55428-3532 |
| Document Number | 0T05921022 |
|---|---|
| Date | Feb 09, 2022 |
| Instrument | T05921022 |
| Name | CAMBRIA FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 6428 CLOVERDALE AVE, CRYSTAL, MN 55428-3532 |
| Document Number | 0005670340 |
| Instrument Date | Dec 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6428 CLOVERDALE AVE CRYSTAL MN 554283532, CRYSTAL, MN 55428-3532 |
| Document Number | 0005670340 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 5670340 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2049 |
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Crystal City |
| Unified School District | Robbinsdale Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,577.00 (+8.59%) | $302,800 (+2.12%) Land $83,000 Building $219,800 | $302,800 (+2.12%) Land $83,000 Building $219,800 |
| 2024 | $4,215.00 (+12.28%) | $296,500 (+2.95%) Land $86,100 Building $210,400 | $296,500 (+2.95%) Land $86,100 Building $210,400 |
| 2023 | $3,754.00 Homeowner's exemption | ||
| 2022 | $288,000 Land $95,000 Building $193,000 | $288,000 Land $95,000 Building $193,000 |
Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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