6428 Birch St, North Branch, MN 55056 Property Records

Chisago County property record for 6428 Birch St, North Branch, MN 55056

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3,280 sqft · built 2000
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on Record
Last Sale	$1,810,000 (Feb 2026)
Tax Bill	$6,158 (2026)
Deeds & Mortgages	Mar 2013 Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00534-60`

Property Details

APN / Parcel Number

Primary APN	`16-00534-60`
Alternative APNs	`3181454` `3376783` `3459852` `3990328`

Interior

Units	4 Units
Stories	1 Story
Building Area	3,280 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	3990328
Street Address	6428 BIRCH ST
City	NORTH BRANCH
State	MN
Zip	55056-5039
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R3
Legal Description	SUBDIVISIONNAME SPLITTSTOSER APARTMENTS LOT 001 BLOCK 001 SUBDIVISIONCD 16340
Legal Range	021
Legal Township	035
Legal Section	16
Legal Subdivision	SPLITTSTOSER APARTMENTS
Legal Block	1
Legal Lot Number	1
Jurisdiction	CHISAGO MN
Township / Civil Division	NORTH BRANCH
Census Block Group	4
Census Block	4001
Census Tract	110301

Owner

Source: Chisago County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3300 PLYMOUTH BLVD, 46093, PLYMOUTH, MN 55446-2230
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2013	Deed of Trust, Mortgage · Commercial Mortgage UNITY BANK
Feb 4, 2026	Deed, Transfer · Commercial Mortgage FALCON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Deed Document Number	2026690384
Record Updated	Jun 8, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	6428 BIRCH ST, NORTH BRANCH, MN 55056-5039
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	CHISAGO COUNTY ABSTRACT COMPANY, CHISAGO COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A555132
Date	Mar 1, 2013
Instrument	A-555132

Lender

Name	UNITY BANK
Address	CLARISSA, MN 56440

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2043

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHISAGO MN
Recording Date	Feb 4, 2026
Property Address	6428 BIRCH ST, NORTH BRANCH, MN 55056-5039
Document Number	000A690384
Instrument Date	Feb 4, 2026
Instrument	A-690384
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	LAND TITLE CORPORATION, LAND TITE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,973.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 PLYMOUTH BLVD UNIT 46093, 46093, PLYMOUTH, MN 55446-2230

Mortgage

Document Number	000A690385
Date	Feb 4, 2026
Instrument	A-690385

Lender

Name	FALCON NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jan 28, 2031

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	North Branch City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,158.00 (-3.57%)
2025	$6,386.00 (+13.31%)
2024		$397,200 (+5.16%)	$397,200 (+5.16%)
2023	$5,636.00 (+6.38%)	$377,700 (+12.11%) Land $44,000 Building $333,700	$377,700 (+12.11%) Land $44,000 Building $333,700
2022	$5,298.00 (-4.92%)	$336,900 (+13.05%) Land $40,000 Building $296,900	$336,900 (+13.05%) Land $40,000 Building $296,900
2021	$5,572.00	$298,000	$298,000 Land $36,000 Building $262,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Branch serves 6,863 people · EPA ID MN1130011
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable · Fiber in parts of the area	1,250 / 60
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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