6428 40th St E, Fife, WA 98424 Property Records

Pierce County property record for 6428 40th St E, Fife, WA 98424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,239 sqft · built 2007
Lot Size	0.078 acres (3,400 sqft)
Owner	Individual Name on File
Last Sale	$242,219 (Dec 2014)
Tax Bill	$4,770 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`602532-2-030`

Property Details

APN / Parcel Number

Primary APN	`602532-2-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,239 sqft Living Area
Gross Area	2,619 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	3,400 sqft (0.078 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	109 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	6428 40TH ST E
City	FIFE
State	WA
Zip	98424-2374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	SECTION 18 TOWNSHIP 20 RANGE 04 QUARTER 42 PLAT SADDLE CREEK DIV 2 LOT 203 TOG/W UND INT IN TRS A THRU G EASE OF RECORD OUT OF 04-20-18-4-060 SEG 2007-0053 JU 6/30/06JU
Legal Range	04
Legal Township	20
Legal Section	18
Legal Subdivision	SADDLE CREEK DIV 2
Legal Tract	A
Legal Lot Number	203
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2011
Census Tract	940013

Owner

6428 40th St E is owned and occupied by an individual who bought it in December 2014.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	6428 40TH ST E, FIFE, WA 98424-2374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 16, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2014 · Amount on File
Deed Sale	Dec 5, 2014 · Amount on File
Prior Sale	Sep 21, 2007 · Amount on File
Deed Document Number	2014532
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	6428 40TH ST E, FIFE, WA 98424-2374
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6428 40TH ST E, FIFE, WA 98424-2374

Mortgage

Document Number	0003170068
Date	Mar 17, 2023
Instrument	202303170068

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	6428 40TH ST E, FIFE, WA 98424-2374
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006180213
Date	Jun 18, 2018
Instrument	201806180213

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	6428 40TH ST E, FIFE, WA 98424-2374
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011160211
Date	Nov 16, 2018
Instrument	201811160211

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	356 Months
Due	Jul 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 6428 40th St E was $4,770, down 1.1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Fife City
Unified School District	Fife Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,770.00 (-1.12%)	$530,000 Land $217,500 Building $312,500	$530,000 Land $217,500 Building $312,500
2025	$4,824.00 (+0.35%)
2024	$4,807.00 (-11.81%)	$508,700 (-4.7%) Land $181,400 Building $327,300	$508,700 (-4.7%) Land $181,400 Building $327,300
2023	$5,451.00	$533,800 Land $187,900 Building $345,900	$533,800 Land $187,900 Building $345,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6428 40th St E in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6428 40th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIFE DEPT OF PUBLIC WORKS serves 29,091 people · EPA ID WA5325050
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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