6427 Upper Lake Dr, Humble, TX 77346 Property Records

Harris County property record for 6427 Upper Lake Dr, Humble, TX 77346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,119 sqft · built 1996
Lot Size	0.218 acres (9,482 sqft)
Owner	Individual Name on File
Tax Bill	$7,033 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`118-431-003-0007`

Property Details

APN / Parcel Number

Primary APN	`118-431-003-0007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,119 sqft Living Area
1st Floor Area	2,119 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	9,482 sqft (0.218 acres)
View / Lot	Primary
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	28 sqft
Deck Area	601 sqft
Patio Area	601 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1184310030007
Street Address	6427 UPPER LAKE DR
City	HUMBLE
State	TX
Zip	77346-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 3 KINGS RIVER VILLAGE SEC 4
Legal Subdivision	KINGS RIVER VILLAGE SEC 4
Legal Block	3
Legal Lot Number	7
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1002
Census Tract	250802

Owner

6427 Upper Lake Dr is owned by an individual who acquired it in February 2024.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5050 QUORUM DR, 225, DALLAS, TX 75254-7022
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 25, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 2, 2024	Special Warranty Deed, Transfer LAWYERS TITLE
Jul 21, 2023	Warranty Deed, Transfer TRULY TITLE INC, TRULY TITLE
Jul 25, 2019	Warranty Deed, Transfer · FHA Mortgage Securitynational Mtg Co

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2024
Deed Sale	Feb 2, 2024
Prior Sale	Jul 21, 2023
Deed Document Number	202437731
Prior Transfer Date	Jul 22, 2019
Prior Transfer Doc	0000322068
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	6427 UPPER LAKE DR, HUMBLE, TX 77346-1427
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 FALLING LEAF LN, AUSTIN, TX 78744-4434
Investor	Possibly a Property Investor

Mortgage

Document Number	0000181260
Date	May 18, 2023
Instrument	2023-181260

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Aug 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	6427 UPPER LAKE DR, HUMBLE, TX 77346-1427
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6427 UPPER LAKE DR, HUMBLE, TX 77346-1427
Investor	Possibly a Property Investor

Mortgage

Document Number	0000102027
Date	Feb 25, 2022
Instrument	2022-102027

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Aug 1, 2049

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Feb 2, 2024
Property Address	6427 UPPER LAKE DR, HUMBLE, TX 77346-1427
Document Number	0000037731
Map Reference	MF 368035
Instrument Date	Jan 30, 2024
Instrument	2024-037731
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5050 QUORUM DR STE 225, 225, DALLAS, TX 75254-7022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5050 QUORUM DR STE 225, 225, DALLAS, TX 75254-7022

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 21, 2023
Property Address	6427 UPPER LAKE DR, HUMBLE, TX 77346-1427
Document Number	0000273709
Map Reference	MF 368035
Instrument Date	Jul 20, 2023
Instrument	2023-273709
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5405 FALLING LEAF LN, AUSTIN, TX 78744-4434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5050 QUORUM DR STE 225, 225, DALLAS, TX 75254-7022
Investor	Possibly a Property Investor

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 25, 2019
Property Address	6427 UPPER LAKE DR, HUMBLE, TX 77346-1427
Document Number	0000322068
Instrument Date	Jul 22, 2019
Instrument	322068
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6427 UPPER LAKE DR HUMBLE TX 773461427, HUMBLE, TX 77346-1427

Mortgage

Document Number	322069
Date	Jul 25, 2019
Instrument	322069

Lender

Name	Securitynational Mtg Co
Address	MURRAY, UT 84123

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

Mortgage

Document Number	322070,
Date	Jul 25, 2019
Instrument	322070

Lender

Name	SOUTHEAST TX HSNG FIN
Address	HOUSTON, TX 77089

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 24, 2029

Interest

Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 6427 Upper Lake Dr was $7,033, up 203.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,019 (-8.67%) Land $72,482 Building $214,537	$287,019 (-8.67%) Land $72,482 Building $214,537
2025	$7,033.00 (+203.41%)	$314,276 Land $72,482 Building $241,794	$314,276 Land $72,482 Building $241,794
2024	$2,318.00
2023		$322,422 (+32.09%) Land $36,241 Building $286,181	$322,422 (+32.09%) Land $36,241 Building $286,181
2022	$2,394.00	$244,100 Land $36,241 Building $207,859	$244,100 Land $36,241 Building $207,859
2020	$1,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6427 Upper Lake Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6427 Upper Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 151 serves 7,464 people · EPA ID TX1010905
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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