6427 Longoak Ct, Lakeland, FL 33811 Property Records

Polk County property record for 6427 Longoak Ct, Lakeland, FL 33811

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,650 sqft · built 1996
Lot Size	0.485 acres (21,122 sqft)
Owner	Individual Name on File
Last Sale	$617,000 (Aug 2024)
Tax Bill	$5,892 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-23-141806-000670`

Property Details

APN / Parcel Number

Primary APN	`23-29-23-141806-000670`
Alternative APN	`32923000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,650 sqft Living Area
Gross Area	3,418 sqft
1st Floor Area	2,650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	21,122 sqft (0.485 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	768 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	392 sqft
Porch	Unfinished Open Porch
Porch Area	713 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6427 LONGOAK CT
City	LAKELAND
State	FL
Zip	33811-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGWOOD OAKS PHASE THREE PB 92 PG 1 LOT 67
Legal Range	23E
Legal Township	29S
Legal Section	23
Legal Subdivision	LONGWOOD OAKS PHASE 3
Legal Phase	3
Legal Tract	141806
Legal Block	1
Legal Lot Number	67
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1004
Census Tract	11912

Owner

6427 Longoak Ct is owned and occupied by an individual who bought it in August 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	6427 LONGOAK CT, LAKELAND, FL 33811-3106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2024 · Amount on File
Deed Sale	Aug 14, 2024 · Amount on File
Prior Sale	Mar 22, 2006 · Amount on File
Deed Document Number	2024187012
Deed Book / Page	13227 / 787
Transfer Doc	3645002249
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6427 LONGOAK CT, LAKELAND, FL 33811-3106
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6427 LONGOAK CT, LAKELAND, FL 33811-3106

Mortgage

Document Number	0000027577
Date	Feb 3, 2026
Book Page	13869/156
Instrument	2026027577

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	RENO, NV 89511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 6427 Longoak Ct was $5,892 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,762 (-0.44%) Land $91,504 Building $402,258	$493,762 (-0.44%) Land $91,504 Building $402,258
2025	$5,892.00 Homeowner's exemption	$495,929 Land $91,504 Building $404,425	$495,929 Land $91,504 Building $404,425
2023	$3,404.00 (+2.84%) Homeowner's exemption	$263,061 (+3%)	$490,541 (+12.84%) Land $89,448 Building $401,093
2022	$3,310.00 Homeowner's exemption	$255,399	$434,713 Land $85,393 Building $349,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6427 Longoak Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2002–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6427 Longoak Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20