6427 Baker Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 6427 Baker Rd, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,744 sqft · built 1984
Lot Size	0.826 acres (35,980 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2019)
Tax Bill	$2,880 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2023 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`32-08-23-004910-000-00`

Property Details

APN / Parcel Number

Primary APN	`32-08-23-004910-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
1st Floor Area	1,744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	35,980 sqft (0.826 acres)
Lot Dimensions	450 ft deep x 80 ft wide
Garage Area	500 sqft

Exterior Amenities

Pool Area	560 sqft
Porch	Screened/Unfinished Porch
Porch Area	750 sqft
Patio Area	320 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6427 BAKER RD
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-8674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF S1/2 AS REC OR 4222 PG 183
Legal Range	23E
Legal Township	08S
Legal Section	32
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2042
Census Tract	31104

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6427 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CU
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CU
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit FLORIDA CU
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CU
Aug 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 28, 2019	Loan Modification, Mortgage · Conventional Mortgage AMERIS BK
May 23, 2019	Correction Deed ATTORNEY ONLY
Dec 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	201943852
Deed Book / Page	4222 / 183
Prior Transfer Date	May 4, 2019
Prior Transfer Doc	0041941098
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6427 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6427 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674

Mortgage

Document Number	0047170440
Date	May 5, 2023
Book Page	4717/440
Instrument	2023021860

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6427 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6427 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674

Mortgage

Document Number	0046890788
Date	Feb 14, 2023
Book Page	4689/788
Instrument	2023006713

Lender

Name	FLORIDA CU
Type	Credit Union
Address	COCOA, FL 32927

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6427 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045930866
Date	Apr 7, 2022
Book Page	4593/866
Instrument	2022022413

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6427 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674
Document Number	0043030584
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6427 BAKER RD KEYSTONE HEIGHTS FL 326568674, KEYSTONE HEIGHTS, FL 32656-8674

Mortgage

Document Number	0043030584
Date	Apr 30, 2020
Book Page	004303/000584
Instrument	21485

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 29, 2040

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 15, 2019
Property Address	6427 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674
Document Number	0042220183
Book / Page	004222 / 000183
Instrument Date	Aug 14, 2019
Instrument	43852
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6427 BAKER RD KEYSTONE HEIGHTS FL 326568674, KEYSTONE HEIGHTS, FL 32656-8674

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	6427 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674
Document Number	0042101019
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6427 BAKER RD KEYSTONE HEIGHTS FL 326568674, KEYSTONE HEIGHTS, FL 32656-8674

Mortgage

Document Number	0042101019
Date	Jul 12, 2019
Book Page	004210/001019
Instrument	36196

Lender

Name	AMERIS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 11, 2024

Interest

Rate	2%

May 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLAY FL
Recording Date	May 23, 2019
Property Address	6427 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674
Document Number	0041941098
Book / Page	004194 / 001098
Instrument Date	May 20, 2019
Instrument	26377
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5956 NW 43RD LN GAINESVILLE FL 326064254, GAINESVILLE, FL 32606-4254

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Dec 17, 2018
Property Address	6427 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8674
Document Number	0041492060
Book / Page	004149 / 002060
Instrument Date	Dec 12, 2018
Instrument	65197
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5956 NW 43RD LN GAINESVILLE FL 326064254, GAINESVILLE, FL 32606-4254

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,880.00 (+4.88%) Homeowner's exemption	$228,980 (+5.99%)	$320,702 (+2.37%) Land $20,592 Building $300,110
2024	$2,746.00 (-8.62%)
2023	$3,005.00 (+7.28%) Homeowner's exemption	$216,046 (+3%)	$313,282 (+20.76%) Land $20,592 Building $292,690
2022	$2,801.00 Homeowner's exemption	$209,754	$259,427 Land $20,592 Building $238,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	108.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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