6426 Royal Pines Pl, Hugo, MN 55038 Property Records

Anoka County property record for 6426 Royal Pines Pl, Hugo, MN 55038

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,320 sqft · built 2003
Lot Size	0.375 acres (16,380 sqft)
Owner	2 Individual Names on File
Last Sale	$334,690 (Jan 2004)
Tax Bill	$6,345 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-31-22-44-0051`

Property Details

APN / Parcel Number

Primary APN	`28-31-22-44-0051`
Alternative APN	`1508764`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,380 sqft (0.375 acres)
Garage Area	720 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1508764
Street Address	6426 ROYAL PINES PL
City	HUGO
State	MN
Zip	55038-5404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 1 ROYAL PINES
Legal Range	22W
Legal Township	31N
Legal Section	28
Legal Subdivision	ROYAL PINES
Legal Block	1
Legal Lot Number	10
Jurisdiction	ANOKA MN
Township / Civil Division	LINO LAKES
Census Block Group	2
Census Block	2000
Census Tract	50236

Owner

6426 Royal Pines Pl is owned and occupied by two individuals who bought it in January 2004.

Source: Anoka County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6426 ROYAL PINES PL, HUGO, MN 55038-5404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2004 · Amount on File
Deed Sale	Jan 27, 2004 · Amount on File
Prior Sale	Aug 29, 2002 · Amount on File
Deed Document Number	200413162
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	6426 ROYAL PINES PL, HUGO, MN 55038-5404
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	TITLE SMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2344114001
Date	Nov 5, 2021
Instrument	A2344114.001

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	6426 ROYAL PINES PL, HUGO, MN 55038-5404
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2367289001
Date	Jun 8, 2022
Instrument	A2367289.001

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jun 30, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 6426 Royal Pines Pl was $6,345 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Lino Lakes City
Unified School District	Centennial Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,345.00 Homeowner's exemption	$505,400 Land $132,000 Building $373,400	$505,400 Land $132,000 Building $373,400
2024	$5,532.00	$487,100 Land $125,600 Building $361,500	$487,100 Land $125,600 Building $361,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6426 Royal Pines Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6426 Royal Pines Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lino Lakes serves 18,608 people · EPA ID MN1020023
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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