Allegan County property record for 6426 Otis Rd, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 984 sqft · built 1975 |
| Lot Size | 0.301 acres (13,112 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Jun 2010) |
| Tax Bill | $2,077 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-200-015-00 |
| Primary APN | 11-200-015-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Basement Area | 984 sqft |
| Unfinished Basement | 984 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 13,112 sqft (0.301 acres) |
| Lot Dimensions | 131 ft deep x 100 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6426 OTIS RD |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453-9774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 15 HANEYS SUBDIVISION SEC 34 T4N R16W. |
| Legal Range | 16W |
| Legal Township | 04N |
| Legal Section | 34 |
| Legal Subdivision | HANEYS |
| Legal Lot Number | 15 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | LAKETOWN |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 32402 |
6426 Otis Rd is owned and occupied by an individual who bought it in June 2010.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6426 OTIS RD, SAUGATUCK, MI 49453-9774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2010 · Amount on File |
| Deed Sale | Jun 15, 2010 · Amount on File |
| Prior Sale | Oct 21, 2003 · Amount on File |
| Deed Book / Page | 3425 / 931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 6426 OTIS RD, SAUGATUCK, MI 49453-9774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4399/834 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 4399/834 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 6426 Otis Rd was $2,077 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Laketown Township |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,200 Land $67,500 Building $77,700 | $290,400 Land $135,000 Building $155,400 | |
| 2025 | $2,077.00 | ||
| 2023 | $111,700 Land $47,500 Building $64,200 | $223,400 Land $95,000 Building $128,400 | |
| 2022 | $1,816.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6426 Otis Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6426 Otis Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: 123.NET, T-Mobile.
5G (outdoors only) and 4G LTE
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