6426 Cherry Ridge Dr, Mobile, AL 36695 Property Records

Mobile County property record for 6426 Cherry Ridge Dr, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,207 sqft · built 1999
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R023303084000001491`

Property Details

APN / Parcel Number

Primary APN	`R023303084000001491`
Alternative APNs	`33 03 08 4 000 001.491` `02608379` `2608379`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,207 sqft Living Area
1st Floor Area	1,310 sqft
Upper Floors Area	883 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,795 sqft (0.156 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft
Deck Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2608379
Street Address	6426 CHERRY RIDGE DR
City	MOBILE
State	AL
Zip	36695-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 CHERRY RIDGE S/D MBK 66/117 #SEC 08 T5S R2W #MP33 03 08 4 000
Legal Range	05S
Legal Township	05S
Legal Section	08
Legal Subdivision	CHERRY RIDGE S/D
Legal Lot Number	31
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2006
Census Tract	3708

Owner

6426 Cherry Ridge Dr is owned and occupied by two individuals who acquired it in June 1999.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6426 CHERRY RIDGE DR, MOBILE, AL 36695-3219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Mar 29, 2018	Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 1999
Deed Sale	Jun 9, 1999
Deed Document Number	199943149
Deed Book / Page	4720 / 922
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6426 CHERRY RIDGE DR, MOBILE, AL 36695-3219
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6426 CHERRY RIDGE DR, MOBILE, AL 36695-3219

Mortgage

Document Number	0000050348
Date	Aug 4, 2021
Instrument	2021050348

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6426 CHERRY RIDGE DR, MOBILE, AL 36695-3219
Document Number	0000059302
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6426 CHERRY RIDGE DR MOBILE AL 366953219, MOBILE, AL 36695-3219

Mortgage

Document Number	0000059302
Date	Oct 8, 2019
Instrument	59302

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 29, 2018
Property Address	6426 CHERRY RIDGE DR, MOBILE, AL 36695-3219
Document Number	0000016933
Book / Page	007618 / 001789
Instrument Date	Mar 26, 2018
Instrument	16933
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6426 CHERRY RIDGE DR MOBILE AL 366953219, MOBILE, AL 36695-3219

Mortgage

Document Number	16934
Date	Mar 29, 2018
Book Page	007618/001791
Instrument	16934

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6426 Cherry Ridge Dr was $1,539 with a homeowner's exemption, up 1% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,539.00 (+0.98%) Homeowner's exemption	$25,130 (+0.96%) Land $3,500 Building $21,630	$251,300 (+0.96%) Land $35,000 Building $216,300
2024	$1,524.00 (+38.17%) Homeowner's exemption	$24,890 (+36.23%) Land $3,500 Building $21,390	$248,900 (+36.23%) Land $35,000 Building $213,900
2023	$1,103.00 Homeowner's exemption	$18,270 Land $3,500 Building $14,770	$182,700 Land $35,000 Building $147,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6426 Cherry Ridge Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1990–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6426 Cherry Ridge Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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