Santa Rosa County property record for 6426 Barnes St, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,067 sqft · built 1963 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $984 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2017 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-1N-28-2290-00300-0190 |
| Primary APN | 04-1N-28-2290-00300-0190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,067 sqft Living Area |
| Gross Area | 2,817 sqft |
| 1st Floor Area | 1,014 sqft |
| Upper Floors Area | 1,053 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6426 BARNES ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-4697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKEWOOD MANOR 4 LOT 19 BLK 3 AS DES IN OR 1448 PG 1175 & OR 3016 PG 688 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 04 |
| Legal Subdivision | LAKEWOOD MANOR #4 |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10602 |
6426 Barnes St is owned and occupied by an individual who acquired it in November 2010.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6426 BARNES ST, MILTON, FL 32570-4697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Nov 21, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 3, 2010 |
| Transfer Doc | 0030160688 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6426 BARNES ST, MILTON, FL 32570-4697 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6426 BARNES ST, MILTON, FL 32570-4697 |
| Document Number | 0044651079 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 4465/1079 |
| Instrument | 202401457 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6426 BARNES ST, MILTON, FL 32570-4697 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036801379 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 3680/1379 |
| Instrument | 201748436 |
| Name | GULF WINDS FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32534 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Municipality | Milton City |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $113,875 (+2.9%) | $183,148 (+1.97%) Land $20,000 Building $163,148 | |
| 2024 | $984.00 (+9.45%) Homeowner's exemption Widower's exemption | $110,666 (+3%) | $179,609 (+1.85%) Land $20,000 Building $159,609 |
| 2023 | $899.00 (-3.13%) Homeowner's exemption Disabled Person's exemption | $107,443 (+3%) | $176,338 (+0.36%) Land $20,000 Building $156,338 |
| 2022 | $928.00 Homeowner's exemption Disabled Person's exemption | $104,314 | $175,708 Land $20,000 Building $155,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6426 Barnes St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 21 (2004–2022) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6426 Barnes St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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