6425 Wise Rd, Auburn, CA 95603 Property Records

Placer County property record for 6425 Wise Rd, Auburn, CA 95603

Property Summary

Property Type	Orchard (Fruit, Nut)
Details	5 bd · 3.5 ba · 3,218 sqft · built 1982
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on File
Last Sale	$6,364 (Oct 2013)
Tax Bill	$9,421 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031-040-057-000`

Property Details

APN / Parcel Number

Primary APN	`031-040-057-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,218 sqft Gross Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	479,160 sqft
Garage Area	1,780 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	6425 WISE RD
City	AUBURN
State	CA
Zip	95603-9746
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Orchard (Fruit, Nut)
Local Zoning Code	FBX
Legal Description	11.0 AC PAR 1 PMOR 25-31
Legal Subdivision	PARCEL MAP NO 74774
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1035
Census Tract	21604

Owner

6425 Wise Rd, an agricultural property, is owned by two individuals who acquired it in October 2016.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6425 WISE RD, AUBURN, CA 95603-9746
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
May 22, 2019	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Apr 4, 2018	Deed of Trust, Mortgage · Construction Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2013 · Amount on File
Deed Sale	Oct 29, 2013 · Amount on File
Prior Sale	Oct 29, 2013 · Amount on File
Deed Document Number	2013102122
Last Transfer Date	Oct 17, 2016
Transfer Doc	0000089989
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6425 WISE RD, AUBURN, CA 95603-9746
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6425 WISE RD, AUBURN, CA 95603-9746

Mortgage

Document Number	0000013911
Date	Feb 15, 2022
Instrument	2022-0013911

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6425 WISE RD, AUBURN, CA 95603-9746
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 320, NEWCASTLE, CA 95658-0320

Mortgage

Document Number	0000013698
Date	Feb 1, 2021
Instrument	2021-0013698

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6425 WISE RD, AUBURN, CA 95603-9746
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033792
Date	May 22, 2019
Instrument	2019-0033792

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6425 WISE RD, AUBURN, CA 95603-9746
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033793
Date	May 22, 2019
Instrument	2019-0033793

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6425 WISE RD, AUBURN, CA 95603-9746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022961
Date	Apr 4, 2018
Instrument	2018-0022961

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	1-Month LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 6425 Wise Rd was $9,421.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$907,557 (+2%) Land $154,803 Building $752,754
2025	$9,421.00	$889,763 Land $151,768 Building $737,995
2023	$9,200.00 (+1.55%)	$855,215 Land $145,876 Building $709,339
2022	$9,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6425 Wise Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6425 Wise Rd is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: Astound Broadband.

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