6425 E Moonlight Pass, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 6425 E Moonlight Pass, Cave Creek, AZ 85331

Property Summary

Property Type	Rural Home
Details	5 ba · 4,058 sqft · built 2020
Lot Size	1 acres (43,865 sqft)
Owner	Individual Name on Record
Last Sale	$999,900 (Jul 2020)
Tax Bill	$2,550 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`216-49-004G`

Property Details

APN / Parcel Number

Primary APN	`216-49-004G`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	4,058 sqft Living Area
1st Floor Area	4,058 sqft

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	43,865 sqft (1 acres)
Parking Spaces	3 Parking Spaces
Pool Area	1,100 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	6425 E MOONLIGHT PASS
City	CAVE CREEK
State	AZ
Zip	85331-5637
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RU-43
Legal Description	TH PT SW4 SW4 SW4 SEC 10 AS DESC P/F 05-1938359
Legal Range	04E
Legal Township	05N
Legal Section	10
Legal Quarter	SW
Quarter-Quarter Section	SW
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3011
Census Tract	613000

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6425 E MOONLIGHT PASS, CAVE CREEK, AZ 85331-5637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 31, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Nov 13, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRSTBANK
May 7, 2018	Warranty Deed, Transfer SECURITY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	May 7, 2018 · Amount on Record
Deed Document Number	20200696535
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6425 E MOONLIGHT PASS, CAVE CREEK, AZ 85331-5637
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6425 E MOONLINGH PASS, CAVE CREEK, AZ 85331-5637
Investor	Possibly a Property Investor

Mortgage

Document Number	0001289129
Date	Dec 6, 2021
Instrument	20211289129

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.65%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 31, 2020
Property Address	6425 E MOONLIGHT PASS, CAVE CREEK, AZ 85331-5637
Document Number	0000696535
Instrument Date	Jul 22, 2020
Instrument	20200696535
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 8, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23623 N SCOTTSDALE RD # 3228, 23623, SCOTTSDALE, AZ 85255-3471

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6425 E MOONLIGHT PASS, CAVE CREEK, AZ 85331-5637
Investor	Possibly a Property Investor

Mortgage

Document Number	0000696536
Date	Jul 31, 2020
Instrument	20200696536

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 13, 2019
Property Address	6425 E MOONLIGHT PASS, CAVE CREEK, AZ 85331-5637
Instrument Date	Nov 7, 2019
Instrument	912747
Transaction Type	Construction Loan
Record Updated	Nov 19, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	23623 N SCOTTSDALE RD #D3215 SCOTTSDALE AZ 852553471, D3215, SCOTTSDALE, AZ 85255-3471

Mortgage

Document Number	0000912747
Date	Nov 13, 2019
Instrument	912747

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 12, 2020

Interest

Rate Type	Adjustable Rate
Rate	6.75%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 7, 2018
Property Address	6425 E MOONLIGHT PASS, CAVE CREEK, AZ 85331-5637
Document Number	0000344989
Instrument Date	Apr 27, 2018
Instrument	344989
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23623 N SCOTTSDALE RD #D3228 SCOTTSDALE AZ 852553471, D3228, SCOTTSDALE, AZ 85255-3471

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,080 (+23.42%)	$1,560,800 (+23.42%) Land $312,100 Building $1,248,700
2025	$2,550.00 (+6.25%)
2024		$126,460	$1,264,600 Land $252,900 Building $1,011,700
2023	$2,400.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCOTTSDALE serves 241,361 people · EPA ID AZ0407098
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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