6425 Conservancy, Williamsburg, VA 23185 Property Records

James City County property record for 6425 Conservancy, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 4,674 sqft · built 1998
Lot Size	2.74 acres (119,354 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,997 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-3 03-0-0007`

Property Details

APN / Parcel Number

Primary APN	`49-3 03-0-0007`
Alternative APN	`13104`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	4,674 sqft Living Area
Basement Area	1,037 sqft
Finished Basement	1,037 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	119,354 sqft (2.74 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13104
Street Address	6425 CONSERVANCY
City	WILLIAMSBURG
State	VA
Zip	23185-8068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED
Legal Description	L-7 CONSERVANCY @ JOCKEYS NECK
Legal Subdivision	CONSERVANCY AT JOCKEYS NECK
Legal Lot Number	7
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1009
Census Tract	80203

Owner

Source: James City County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6425 CONSERVANCY, WILLIAMSBURG, VA 23185-8068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · ARM TOWNEBANK MORTGAGE
Jan 20, 2023	Deed of Trust, Mortgage · Unknown TOWNEBANK
May 22, 2024	Intrafamily Transfer, Transfer
May 22, 2024	Intrafamily Transfer, Transfer
Apr 5, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 22, 2024
Transfer Doc	0202406526
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	6425 CONSERVANCY, WILLIAMSBURG, VA 23185-8068
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210019823
Date	Oct 4, 2021
Instrument	210019823

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Margin	3

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	6425 CONSERVANCY, WILLIAMSBURG, VA 23185-8068
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300792
Date	Jan 20, 2023
Instrument	202300792

Lender

Name	TOWNEBANK

Agreement

Type	Unknown
Amount	Amount Recorded
Term	420 Months
Due	Jan 10, 2058

Interest

Rate Type	Adjustable Rate

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	May 22, 2024
Property Address	6425 CONSERVANCY, WILLIAMSBURG, VA 23185-8068
Document Number	0202406525
Instrument Date	May 22, 2024
Instrument	202406525
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6425 CONSERVANCY, WILLIAMSBURG, VA 23185-8068

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	May 22, 2024
Property Address	6425 CONSERVANCY, WILLIAMSBURG, VA 23185-8068
Document Number	0202406526
Instrument Date	May 22, 2024
Instrument	202406526
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6425 CONSERVANCY, WILLIAMSBURG, VA 23185-8068

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 5, 2022
Property Address	6425 CONSERVANCY, WILLIAMSBURG, VA 23185-8068
Document Number	0202205341
Instrument Date	Mar 24, 2022
Instrument	202205341
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6428 CONSERVANCY, WILLIAMSBURG, VA 23185-8067

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,370,100 (+42.2%) Land $450,000 Building $920,100	$1,370,100 (+42.2%) Land $450,000 Building $920,100
2023	$7,997.00	$963,500 Land $337,500 Building $626,000	$963,500 Land $337,500 Building $626,000
2022	$7,997.00 (-27.57%)
2019	$11,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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