Hernando County property record for 6425 Cartwrite Rd, Spring Hill, FL 34609
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jun 2026) |
| Tax Bill | $980 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R03-223-18-2400-0000-1350 |
| Primary APN | R03-223-18-2400-0000-1350 |
|---|---|
| Alternative APNs |
|
| Lot Area | 69,696 sqft (1.6 acres) |
|---|
| Account Number | 00192473 |
|---|---|
| Street Address | 6425 CARTWRITE RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-8644 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | HERNANDO HIGHLANDS LOT 135 & PT OF LOT 136 LESS S189.47 FT THEREOF AKA PAR A IN CLASS D SUB AS APPROVED BY PLANNING DEPT FILE # 1376454 DES IN ORB 3710 PG 201 ALSO |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 03 |
| Legal Subdivision | HERNANDO HIGHLANDS UNREC |
| Legal Tract | 135 |
| Legal Lot Number | 135 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40909 |
Source: Hernando County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6425 CARTWRITE RD, SPRING HILL, FL 34609-8644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 1, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Nov 13, 2019 | Loan Modification, Mortgage · FHA Mortgage CASCADE FIN'L SVCS |
| Aug 13, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage SOUTHWEST STAGE FUNDING LLC |
| Mar 27, 2019 | Warranty Deed, Transfer GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on Record |
| Deed Sale | Jun 1, 2026 · Amount on Record |
| Prior Sale | Aug 13, 2019 |
| Deed Document Number | 202636920 |
| Deed Book / Page | 4716 / 1200 |
| Prior Transfer Date | Aug 7, 2019 |
| Prior Transfer Doc | 0037390771 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 1, 2026 |
| Property Address | 6425 CARTWRITE RD, SPRING HILL, FL 34609-8644 |
| Document Number | 0000036920 |
| Book / Page | 4716 / 1200 |
| Instrument Date | May 22, 2026 |
| Instrument | 202636920 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6425 CARTWRITE RD, SPRING HILL, FL 34609-8644 |
| Document Number | 0000036921, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202636921 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 6425 CARTWRITE RD, SPRING HILL, FL 34609-8644 |
| Document Number | 0037831253 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1234 HIGFIELD RD BROOKSVILLE FL 34609, BROOKSVILLE, FL 34609 |
| Document Number | 0037831253 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 003783/001253 |
| Instrument | 77951 |
| Name | CASCADE FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | CHANDLER, AZ 85286 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Rate | 4.37% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 13, 2019 |
| Property Address | 6425 CARTWRITE RD, SPRING HILL, FL 34609-8644 |
| Document Number | 0037390771 |
| Book / Page | 3739 / 0771 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 2019050739 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8029 W PARKWAY BLVD, 8029, TULSA, OK 74127-5576 |
| Name | Verified Name |
|---|---|
| Address | 10416 S QUINCY ST, JENKS, OK 74037-1905 |
| Document Number | 0003739773 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 3739/773 |
| Name | SOUTHWEST STAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 363 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 27, 2019 |
| Property Address | 6425 CARTWRITE RD, SPRING HILL, FL 34609-8644 |
| Document Number | 0036840340 |
| Book / Page | 003684 / 000340 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 18175 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $252.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8029 W PARKWAY BIVD #107 TULSA OK 74127, 107, TULSA, OK 74127 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $980.00 (+35.36%) | $41,184 (+21%) | $86,112 (+28.97%) Land $86,112 |
| 2023 | $34,036 | ||
| 2022 | $724.00 | $66,768 Land $66,768 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 5 (2012–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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