Santa Rosa County property record for 6424 Kembro Rd, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,524 sqft · built 2010 |
| Lot Size | 0.256 acres (11,151 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,520,500 (Oct 2017) |
| Tax Bill | $1,310 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2N-28-0000-02202-0000 |
| Primary APN | 21-2N-28-0000-02202-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,524 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,524 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 11,151 sqft (0.256 acres) |
| Lot Dimensions | 146 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6424 KEMBRO RD |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-6527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COM SW CORN BLK 6 FOREST GROVE SUB THN S0*E 50 FT TO S R/W FOREST DR THN N90*W ON RD 1176 FT THN S0*0'E 234 FT TO POB & CONT 78 FT THN S90*0'E 146 FT THN N0*0'E 73 FT THN N87*57'30 W 145.93 FT TO POB AS DES IN OR 3673 PG 1073 (OUT OF #22.1 FOR 2007) |
| Legal Range | 28W |
| Legal Township | 2N |
| Legal Section | 21 |
| Legal Block | 6 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10506 |
6424 Kembro Rd is owned and occupied by two individuals who bought it in October 2017.
Source: Santa Rosa County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6424 KEMBRO RD, MILTON, FL 32570-6527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORPORATION |
| Oct 25, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2017 · Amount on File |
| Deed Sale | Oct 25, 2017 · Amount on File |
| Prior Sale | Mar 26, 2012 · Amount on File |
| Deed Document Number | 201744702 |
| Deed Book / Page | 3673 / 1073 |
| Prior Transfer Date | Dec 30, 2011 |
| Prior Transfer Doc | 0031080936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 19, 2026 |
| Property Address | 6424 KEMBRO RD, MILTON, FL 32570-6527 |
| Document Number | 0047460137 |
| Book / Page | 4746 / 137 |
| Instrument Date | May 14, 2026 |
| Instrument | 202625314 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6424 KEMBRO RD, MILTON, FL 32570-6527 |
| Document Number | 0000025314, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 4746/137 |
| Instrument | 202625314 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 25, 2017 |
| Property Address | 6424 KEMBRO RD, MILTON, FL 32570-6527 |
| Document Number | 0036731073 |
| Book / Page | 003673 / 001073 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 44702 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,067.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6424 KEMBRO RD MILTON FL 325706527, MILTON, FL 32570-6527 |
The 2025 property tax bill for 6424 Kembro Rd was $1,310 with a homeowner's exemption, up 5.9% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,310.00 (+5.9%) Homeowner's exemption | $141,229 (+2.9%) | $186,296 (+1.59%) Land $12,250 Building $174,046 |
| 2024 | $1,237.00 (+2.4%) Homeowner's exemption | $137,249 (+3%) | $183,373 (+0.81%) Land $12,250 Building $171,123 |
| 2023 | $1,208.00 (+2.72%) Homeowner's exemption | $133,251 (+3%) | $181,905 (+2.61%) Land $12,250 Building $169,655 |
| 2022 | $1,176.00 Homeowner's exemption | $129,370 | $177,285 Land $12,250 Building $165,035 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6424 Kembro Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6424 Kembro Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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