6423 W Prosperity Ln, Rathdrum, ID 83858 Property Records

Kootenai County property record for 6423 W Prosperity Ln, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,960 sqft · built 2019
Lot Size	0.396 acres (17,293 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,220 (2025)
Deeds & Mortgages	Jul 2019 Construction Loan Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RL2640010070`

Property Details

APN / Parcel Number

Primary APN	`RL2640010070`
Alternative APN	`339110`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,960 sqft Living Area

Exterior

Year Built	Built 2019
Construction Type	Frame
Foundation Type	Concrete
Lot Area	17,293 sqft (0.396 acres)
Garage Type	Attached
Garage Area	1,752 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	339110
Street Address	6423 W PROSPERITY LN
City	RATHDRUM
State	ID
Zip	83858-7818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY ESTATES PUD, LT 7 BLOCK 1 3152N04W
Legal Subdivision	LEGACY ESTATES
Legal Block	1
Legal Lot Number	7
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1001
Census Tract	303

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	6423 W PROSPERITY LN, RATHDRUM, ID 83858-7818
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Construction Mortgage IDAHO CENTRAL CU
Apr 3, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 3, 2020
Deed Sale	Apr 3, 2020
Prior Sale	Apr 3, 2020
Deed Document Number	2744074000
Last Transfer Date	May 30, 2024
Transfer Doc	2969923000
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	6423 W PROSPERITY LN, RATHDRUM, ID 83858-7818
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2704065000
Date	Jul 29, 2019
Instrument	2704065000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 3, 2020
Property Address	6423 W PROSPERITY LN, RATHDRUM, ID 83858-7818
Document Number	2744074000
Map Reference	MB L PG 264&264A
Instrument Date	Apr 2, 2020
Instrument	2744074000
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2022
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6423 W PROSPERITY LN, RATHDRUM, ID 83858-7818

Mortgage

Document Number	2744075000
Date	Apr 3, 2020
Instrument	2744075000

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	433 Months
Due	May 1, 2056

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Rathdrum City
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,220.00 (-5.52%) Homeowner's exemption	$758,350 (+8.52%) Land $250,000 Building $508,350	$758,350 (+8.52%) Land $250,000 Building $508,350
2024	$3,408.00 (+22.37%)
2023	$2,785.00 (-29.1%) Homeowner's exemption	$698,825 (-9.67%) Land $175,000 Building $523,825	$698,825 (-9.67%) Land $175,000 Building $523,825
2022	$3,928.00 Homeowner's exemption	$773,656 Land $175,000 Building $598,656	$773,656 Land $175,000 Building $598,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RATHDRUM serves 10,358 people · EPA ID ID1280152
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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