6423 Hickory Ln, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 6423 Hickory Ln, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,716 sqft · built 1983
Lot Size	0.507 acres (22,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,500 (Jul 2013)
Tax Bill	$5,046 (2026)
Deeds & Mortgages	Sep 2017 Second Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-037808`

Property Details

APN / Parcel Number

Primary APN	`05-037808`
Alternative APNs	`5037808` `037808`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,716 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,102 sqft (0.507 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	255 sqft
Deck Area	150 sqft
Patio Area	405 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	037808
Street Address	6423 HICKORY LN
City	SYKESVILLE
State	MD
Zip	21784-6742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 1 - 22102 SF HICKORY LN 19-35 SC 3 FREEDOM FOREST BLK D
Legal Subdivision	FREEDOM FOREST SEC 03
Legal Block	D
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2005
Census Tract	505102

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6423 HICKORY LN, SYKESVILLE, MD 21784-6742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2013 · Amount on Record
Deed Sale	Jul 15, 2013 · Amount on Record
Prior Sale	Aug 10, 2009 · Amount on Record
Deed Book / Page	7408 / 360
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6423 HICKORY LN, ELDERSBURG, MD 21784-6742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088090454
Date	Sep 20, 2017
Book Page	8809/0454
Instrument	8809-0454

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 11, 2027

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6423 HICKORY LN, ELDERSBURG, MD 21784-6742
Document Number	0098520300
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	ASSURANCE TITLE COMPANY INC, ASSURANCE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6423 HICKORY LN ELDERSBURG MD 217846742, ELDERSBURG, MD 21784-6742

Mortgage

Document Number	0098520300
Date	Sep 16, 2020
Book Page	009852/000300

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,046.00 (+4.69%) Homeowner's exemption	$451,000 (+15.61%)	$468,400 (+12.54%) Land $180,200 Building $288,200
2025	$4,820.00 (+9.35%) Homeowner's exemption
2023	$4,408.00 Homeowner's exemption	$390,100	$416,200 Land $190,200 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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