6423 Bottle Bay Rd, Sagle, ID 83860 Property Records

Bonner County property record for 6423 Bottle Bay Rd, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,456 sqft · built 1988
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,525 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RP006780000050A`

Property Details

APN / Parcel Number

Primary APN	`RP006780000050A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,456 sqft Finished Area
1st Floor Area	2,352 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Built-in

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	6423 BOTTLE BAY RD
City	SAGLE
State	ID
Zip	83860-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Rec
Legal Description	29-57N-1W ENCHANTED ACRES LOT 5
Legal Range	01W
Legal Township	57N
Legal Section	29
Legal Subdivision	ENCHANTED ACRES
Legal Lot Number	5
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1009
Census Tract	950901

Owner

6423 Bottle Bay Rd is owned and occupied by two individuals who acquired it in August 2026.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	601 PEAKVIEW RD, BOULDER, CO 80302-9418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Personal Representative Deed, Transfer TITLEONE
Aug 25, 2026	Warranty Deed, Transfer TITLEONE
May 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOUNTAIN AMERICA FCU
Jul 29, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 26, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026
Deed Sale	Aug 25, 2026
Prior Sale	Aug 25, 2026
Deed Document Number	20261066315
Record Updated	Oct 29, 2026

August 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BONNER ID
Recording Date	Aug 25, 2026
Property Address	6423 BOTTLE BAY RD, SAGLE, ID 83860-9038
Document Number	0001066315
Instrument Date	Aug 25, 2026
Instrument	20261066315
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	TITLEONE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 PEAKVIEW RD, BOULDER, CO 80302-9418

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 25, 2026
Property Address	6423 BOTTLE BAY RD, SAGLE, ID 83860-9038
Document Number	0001066314
Instrument Date	Aug 25, 2026
Instrument	20261066314
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	TITLEONE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 PEAKVIEW RD, BOULDER, CO 80302-9418

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	6423 BOTTLE BAY RD, SAGLE, ID 83860-9038
Transaction Type	Mortgage
Record Updated	Jun 1, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001005620
Date	May 19, 2022
Instrument	1005620

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	144 Months
Due	May 1, 2034

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	6423 BOTTLE BAY RD, SAGLE, ID 83860-9038
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	961898
Date	Jul 29, 2020
Instrument	961898

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	6423 BOTTLE BAY RD, SAGLE, ID 83860-9038
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	979330
Date	Mar 26, 2021
Instrument	979330

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 6423 Bottle Bay Rd was $2,525 with a homeowner's exemption, up 9.7% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,525.00 (+9.69%) Homeowner's exemption	$643,869 (-5.22%) Land $289,125 Building $354,744	$643,869 (-5.22%) Land $289,125 Building $354,744
2025	$2,302.00 Homeowner's exemption	$679,353 Land $289,125 Building $390,228	$679,353 Land $289,125 Building $390,228
2023	$1,628.00 Homeowner's exemption	$523,787 Land $289,125 Building $234,662	$523,787 Land $289,125 Building $234,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6423 Bottle Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6423 Bottle Bay Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile, Wired or Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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