Calvert County property record for 6423 4th St, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,028 sqft · built 1990 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,500 (Dec 2001) |
| Tax Bill | $3,264 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-041581 |
| Primary APN | 03-041581 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,028 sqft Total Area |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 041581 |
|---|---|
| Street Address | 6423 4TH ST |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-4183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LTS 87-91 BLK 23 SUMMER CITY |
| Legal Subdivision | SUMMER CITY |
| Legal Block | 23 |
| Legal Lot Number | 87-91 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 860402 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6423 4TH ST, CHESAPEAKE BEACH, MD 20732-4183 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2001 · Amount on Record |
| Deed Sale | Dec 18, 2001 · Amount on Record |
| Prior Sale | Oct 9, 1991 · Amount on Record |
| Deed Document Number | 200122137 |
| Deed Book / Page | 1493 / 544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 6423 4TH ST, CHESAPEAKE BEACH, MD 20732-4183 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 6423 4TH ST, CHESAPEAKE BEACH, MD 20732-4183 |
| Document Number | 0059690442 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 5969/442 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2031 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,200 (+16.18%) | $315,800 (+12.03%) Land $77,000 Building $238,800 | |
| 2025 | $3,264.00 (+24.49%) | ||
| 2023 | $2,622.00 Homeowner's exemption | $252,367 | $281,900 Land $77,000 Building $204,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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