6422 Wishbone Ter, Cabin John, MD 20818 Property Records

Montgomery County property record for 6422 Wishbone Ter, Cabin John, MD 20818

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,710 sqft · built 1983
Lot Size	0.08 acres (3,474 sqft)
Owner	2 Individual Names on File
Last Sale	$773,000 (Apr 2016)
Tax Bill	$10,272 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02030895`

Property Details

APN / Parcel Number

Primary APN	`07-02030895`
Alternative APN	`02030895`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,710 sqft Living Area
Gross Area	3,193 sqft
1st Floor Area	1,030 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,474 sqft (0.08 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02030895
Street Address	6422 WISHBONE TER
City	CABIN JOHN
State	MD
Zip	20818-1705
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	CABIN JOHN PARK SECTION 4
Legal Subdivision	CABIN JOHN PARK
Legal Block	7
Legal Lot Number	35
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	2
Census Block	2016
Census Tract	705800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Washington Aqueduct listed 1973 · 8 contributing resources · National Historic Landmark (designated 1973) · NRIS 73002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6422 Wishbone Ter, a townhouse, is owned and occupied by two individuals who bought it in April 2016.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6422 WISHBONE TER, CABIN JOHN, MD 20818-1705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2016 · Amount on File
Deed Sale	Apr 25, 2016 · Amount on File
Prior Sale	Jun 12, 2007 · Amount on File
Deed Book / Page	51966 / 449
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	6422 WISHBONE TER, CABIN JOHN, MD 20818-1705
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	PEAK SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6422 WISHBONE TER, CABIN JOHN, MD 20818-1705

Mortgage

Document Number	0649290493
Date	Dec 29, 2021
Book Page	64929/493

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4%
Index	1-Year CMT
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 6422 Wishbone Ter was $10,272.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$922,633 (+3.47%)	$984,500 (+10.41%) Land $454,700 Building $529,800
2025	$10,272.00	$891,700 Land $413,400 Building $478,300	$891,700 Land $413,400 Building $478,300
2023		$803,300	$891,700 Land $413,400 Building $478,300
2022	$8,223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6422 Wishbone Ter in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1979–2022)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Aug 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6422 Wishbone Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20