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6422 Werk Rd, Cincinnati, OH 45248 Property Records

Hamilton County property record for 6422 Werk Rd, Cincinnati, OH 45248 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,531 sqft · built 2005
Lot Size1.46 acres (63,998 sqft)
OwnerIndividual Name on File
Last Sale$615,000 (May 2025)
Tax Bill$8,474 (2025)
Deeds & MortgagesDec 2023 Mortgage
Nov 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN550-0251-0026-00

Property Details

APN / Parcel Number

Primary APN550-0251-0026-00
Alternative APN
  • 0043020

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area4,531 sqft Living Area
Gross Area5,499 sqft
1st Floor Area1,600 sqft
2nd Floor Area1,631 sqft
Basement Area1,586 sqft
Finished Basement1,300 sqft
Unfinished Basement286 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialBrick
Lot Area63,998 sqft (1.46 acres)
Lot Dimensions799 ft deep x 142 ft wide
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area248 sqft
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil
SewerSeptic

Location & Zoning

Street Address6422 WERK RD
CityCINCINNATI
StateOH
Zip45248-2927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWERK RD 1.4692 AC R2 T2 S26 PARS 26-27 CONS
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group1
Census Block1001
Census Tract21102

Owner

Source: Hamilton County records · APN 550-0251-0026-00

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6422 WERK RD, CINCINNATI, OH 45248-2927
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 07, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Dec 20, 2021Deed of Trust, Mortgage · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 12, 2020Warranty Deed, Transfer · VA Mortgage
USA FED'L SVGS BK
Nov 27, 2019Trustee's Deed, Construction Loan · Construction Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 2025 · Amount on Record
Deed SaleMay 13, 2025 · Amount on Record
Prior SaleAug 12, 2020 · Amount on Record
Deed Document Number202535188
Deed Book / Page15415 / 2456
Prior Transfer DateJun 30, 2006
Prior Transfer Doc0000103278
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6422 WERK RD, CINCINNATI, OH 45248-2927
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089580
DateDec 21, 2023
Book Page15067/1269
Instrument2023-0089580
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressSTEVENSON RANCH, CA 91381
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6422 WERK RD, CINCINNATI, OH 45248-2927
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001966
DateNov 07, 2017
Instrument17-0101966
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2032

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6422 WERK RD, CINCINNATI, OH 45248-2927
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000151699
DateDec 20, 2021
Book Page14567/1382
Instrument2021-0151699
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 12, 2020
Property Address6422 WERK RD, CINCINNATI, OH 45248-2927
Document Number0000080139
Book / Page014230 / 001786
Instrument DateMay 21, 2020
Instrument80139
Transaction TypeTransfer
Record UpdatedNov 02, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,860.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6422 WERK RD CINCINNATI OH 452482927, CINCINNATI, OH 45248-2927

Mortgage

Document Number80141
DateAug 12, 2020
Book Page014230/001792
Instrument80141
Lender
NameUSA FED'L SVGS BK
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2050

November 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON OH
Recording DateNov 27, 2019
Property Address6422 WERK RD, CINCINNATI, OH 45248-2927
Book / Page014053 / 001523
Instrument DateNov 20, 2019
Instrument105444
Transaction TypeConstruction Loan
Record UpdatedDec 30, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6422 WERK RD CINCINNATI OH 452482927, CINCINNATI, OH 45248-2927

Mortgage

Document Number0000105444
DateNov 27, 2019
Book Page014053/001523
Instrument105444
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 26, 2020

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,474.00 (+2.48%)$162,751 (+%) Land $24,070 Building $138,681$465,000 (-) Land $68,770 Building $396,230
2024$8,269.00 (-0.05%)$162,749 (-) Land $24,069 Building $138,680
2023$8,273.00 (-20.17%)$162,749 (-5.92%) Land $24,069 Building $138,680$465,000 (-5.92%) Land $68,770 Building $396,230
2022$10,363.00 Homeowner's exemption$172,988 Land $22,456 Building $150,532
2020$494,250 Land $64,160 Building $430,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610211021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1982)
Most Recent ClaimJun 1982, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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