Union County property record for 6422 Steele Rd, Waxhaw, NC 28173 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,629 sqft Living Area |
| Lot Size | 65,776 sqft (1.51 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $266,000 (2017) |
| Tax Bill | $2,578.00 (2025) |
| Primary APN | 05-099-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,629 sqft Living Area |
| Gross Area | 3,029 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 65,776 sqft (1.51 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 208 sqft Deck |
| Patio Area | 208 sqft Patio |
| Porch Area | 462 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 6422 STEELE RD |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-8049 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #1 WINGHAVEN ESTATES OPCE888 |
| Legal Subdivision | WINGHAVEN ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | UNION NC |
| Minor Civil Division | JACKSON |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 21015 |
Source: Union County records · APN 05-099-009
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6422 STEELE RD, WAXHAW, NC 28173-8049 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 07, 2021 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHARLOTTE METRO FCU |
| Jun 27, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2017 · Amount on Record |
| Deed Sale | Jun 27, 2017 · Amount on Record |
| Prior Sale | Jul 19, 2005 · Amount on Record |
| Deed Doc Number | 201718065 |
| Deed Book / Page | 6960 / 509 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 6422 STEELE RD, WAXHAW, NC 28173-8049 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8127601 |
|---|---|
| Date | Jun 07, 2021 |
| Book Page | 8127/601 |
| Instrument | 26809 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 06, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 6422 STEELE RD, WAXHAW, NC 28173-8049 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 8027749 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 8027/749 |
| Instrument | 12248 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 6422 STEELE RD, WAXHAW, NC 28173-8049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7447360 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 7447/360 |
| Instrument | 0025102 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 27, 2017 |
| Property Address | 6422 STEELE RD, WAXHAW, NC 28173-8049 |
| Document Number | 6960509 |
| Book / Page | 6960 / 509 |
| Map Reference | CAB E FILE 888 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 0018065 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $532.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 TAMBOER DR, 100, NORTH HALEDON, NJ 07508-2970 |
| Name | Verified Name |
|---|---|
| Address | 6422 STEELE RD, WAXHAW, NC 28173-8049 |
| Document Number | , 0018066 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 0018066 |
| Type | Credit Union |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jul 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 9.25% |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,578.00 (+36.19%) | $538,500 (+78.61%) Land $91,600 Building $446,900 | $538,500 (+78.61%) Land $91,600 Building $446,900 |
| 2023 | $1,893.00 | $301,500 Land $49,000 Building $252,500 | $301,500 Land $49,000 Building $252,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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