6422 Loring Dr, Columbia, MD 21045 Property Records

Howard County property record for 6422 Loring Dr, Columbia, MD 21045

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,476 sqft · built 1987
Lot Size	0.077 acres (3,354 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jun 2022)
Tax Bill	$5,574 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-500714`

Property Details

APN / Parcel Number

Primary APN	`06-500714`
Alternative APNs	`6500714` `500714`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,476 sqft Total Area
Basement Area	554 sqft
Finished Basement	554 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,354 sqft (0.077 acres)
Garage Type	Built-in
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	90 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	500714
Street Address	6422 LORING DR
City	COLUMBIA
State	MD
Zip	21045-4460
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSC
Legal Description	LOT 287 .077 A 6422 LORING DR SEWELLS ORCHARD S 3 AR 3
Legal Subdivision	SEWELLS ORCHARD SEC 03
Legal Lot Number	287
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2009
Census Tract	606604

Owner

6422 Loring Dr, a townhouse, is owned and occupied by an individual who bought it in June 2022.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	6422 LORING DR, COLUMBIA, MD 21045-4460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Jul 25, 2008 · Amount on File
Deed Book / Page	21583 / 26
Prior Transfer Date	Mar 31, 2010
Prior Transfer Doc	0123830042
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 16, 2022
Property Address	6422 LORING DR, COLUMBIA, MD 21045-4460
Document Number	0215830026
Book / Page	21583 / 26
Map Reference	PL CMP 6857
Instrument Date	Jun 15, 2022
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6422 LORING DR, COLUMBIA, MD 21045-4460

Mortgage

Document Number	0002158332
Date	Jun 16, 2022
Instrument	21583/32

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 6422 Loring Dr was $5,574 with a homeowner's exemption, up 1.5% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,574.00 (+1.51%) Homeowner's exemption	$383,233 (+5.34%)	$422,100 (+16.03%) Land $200,000 Building $222,100
2025	$5,491.00 (+4.71%) Homeowner's exemption	$363,800 Land $150,000 Building $213,800	$363,800 Land $150,000 Building $213,800
2024	$5,244.00
2023		$323,067	$363,800 Land $150,000 Building $213,800
2022	$3,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6422 Loring Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6422 Loring Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20