6422 Cork Ln, McHenry, IL 60050 Property Records

McHenry County property record for 6422 Cork Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,340 sqft · built 2005
Lot Size	0.433 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,000 (Aug 2019)
Tax Bill	$9,903 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-32-451-016`

Property Details

APN / Parcel Number

Primary APN	`09-32-451-016`

Interior

Full Baths	5 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,340 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.433 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Porch
Porch Area	96 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6422 CORK LN
City	MCHENRY
State	IL
Zip	60050-8044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0024936 LT 15 SHAMROCK FARMS NEIGHBORHOOD 4
Legal Subdivision	SHAMROCK FARM
Legal Lot Number	15
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1032
Census Tract	870501

Owner

Source: McHenry County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6422 CORK LN, MCHENRY, IL 60050-8044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Aug 7, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Prior Sale	Sep 26, 2005 · Amount on Record
Deed Document Number	201924936
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jul 9, 2026
Property Address	6422 CORK LN, MCHENRY, IL 60050-8044
Document Number	0000019609
Instrument Date	Jul 3, 2026
Instrument	202619609
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6422 CORK LN, MCHENRY, IL 60050-8044
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019609,
Date	Jul 9, 2026
Instrument	202619609

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	6422 CORK LN, MCHENRY, IL 60050-8044
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	CAMBRIDGE TITLE COMPANY, CAMBRIDGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053771
Date	Oct 4, 2021
Instrument	2021R0053771

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 7, 2019
Property Address	6422 CORK LN, MCHENRY, IL 60050-8044
Document Number	0000024936
Instrument Date	Aug 6, 2019
Instrument	24936
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3721 DORCHESTER PL MCHENRY IL 600506462, MCHENRY, IL 60050-6462

Mortgage

Document Number	24937
Date	Aug 7, 2019
Instrument	24937

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,903.00	$125,073 (+16.7%) Land $24,306 Building $100,767	$375,219 (+16.7%) Land $72,918 Building $302,301
2022	Homeowner's exemption	$107,179 Land $23,426 Building $83,753	$321,537 Land $70,278 Building $251,259

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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