Winnebago County property record for 6422 Cedar Point Dr, Loves Park, IL 61111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,414 sqft · built 1986 |
| Lot Size | 0.469 acres (20,408 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Oct 2013) |
| Tax Bill | $5,641 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-28-126-013 |
| Primary APN | 08-28-126-013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| Basement Area | 1,423 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Roof Material | Asphalt |
| Lot Area | 20,408 sqft (0.469 acres) |
| Lot Dimensions | 179 ft deep x 111 ft wide |
| Garage Area | 504 sqft |
| Deck Area | 581 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 136B409 |
|---|---|
| Street Address | 6422 CEDAR POINT DR |
| City | LOVES PARK |
| State | IL |
| Zip | 61111-7128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | PLAT NO 4 OF FOREST RIDGE SUB BNG SUBOF PT NW1/4 SEC 28-45-2 LOT 109 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 28 |
| Legal Subdivision | PLAT NO 4 OF FOREST RIDGE SUB |
| Legal Lot Number | 109 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 3811 |
6422 Cedar Point Dr is owned and occupied by an individual who bought it in October 2013.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6422 CEDAR POINT DR, LOVES PARK, IL 61111-7128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2013 · Amount on File |
| Deed Sale | Oct 29, 2013 · Amount on File |
| Deed Document Number | 20131044585 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 6422 Cedar Point Dr was $5,641 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Municipality | Loves Park City |
| Unified School District | Harlem Unit School District 122 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,641.00 | $76,826 Land $10,894 Building $65,932 | $230,478 Land $32,682 Building $197,796 |
| 2022 | Homeowner's exemption | $56,592 Land $8,024 Building $48,568 | $169,776 Land $24,072 Building $145,704 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6422 Cedar Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6422 Cedar Point Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOVES PARK serves 23,335 people · EPA ID IL2010150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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