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6421 Windsor Gate Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 6421 Windsor Gate Ln, Charlotte, NC 28215

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,072 sqft · built 1992
Lot Size7.75 acres (337,721 sqft)
OwnerIndividual Name on Record
Last Sale$62,000 (Sep 2020)
Tax Bill$1,585 (2023)
Deeds & MortgagesOct 2023 Line of Credit
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN107-304-91

Property Details

APN / Parcel Number

Primary APN107-304-91

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,072 sqft Heated Area
Gross Area1,136 sqft
1st Floor Area528 sqft
Upper Floors Area544 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area337,721 sqft (7.75 acres)
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number107-304-91
Street Address6421 WINDSOR GATE LN
CityCHARLOTTE
StateNC
Zip28215-4266
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR12MFCD
Legal DescriptionUNIT 6421 BLD 31 U/F 322
Legal SubdivisionWINDSOR GROVE CONDO PH XXXI
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2020
Census Tract1508

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6421 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2023Deed of Trust, Mortgage · Line of Credit
SKYLA FCU
Sep 2, 2020Warranty Deed, Transfer · Conventional Mortgage
CHARLOTTE METRO FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2020 · Amount on Record
Deed SaleSep 2, 2020 · Amount on Record
Prior SaleSep 7, 2004 · Amount on Record
Deed Document Number0003501190
Deed Book / Page35011 / 90
Record UpdatedJun 7, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6421 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266
Transaction TypeMortgage
Record UpdatedNov 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000101825
DateOct 26, 2023
Book Page38448/467
Instrument2023101825
Lender
NameSKYLA FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 2, 2020
Property Address6421 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266
Document Number0000141044
Book / Page35011 / 90
Instrument DateSep 2, 2020
Instrument2020141044
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$124.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address616 ATLANTIC AVE, 616, ROCKY MOUNT, NC 27801-3406

Transferred To (Grantee/Buyer)

NameVerified Name
Address6421 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266

Mortgage

Document Number0000141045
DateSep 2, 2020
Instrument2020141045
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2040

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Google Fiber.

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