McHenry County property record for 6421 Wayne St, Union, IL 60180
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,811 sqft · built 1915 |
| Lot Size | 0.215 acres (9,378 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,000 (Dec 2020) |
| Deeds & Mortgages | Mar 2021 Transfer Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-04-183-008 |
| Primary APN | 17-04-183-008 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,811 sqft Living Area |
| Basement Area | 1,284 sqft |
| Year Built | Built 1915 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Frame |
| Lot Area | 9,378 sqft |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 6421 WAYNE ST |
|---|---|
| City | UNION |
| State | IL |
| Zip | 60180-9792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0017412 N1/2 LTS 7 & 8 BLK 8 ORIG PLAT VILL OF UNION MEMO: MORENO, CRIHSTIAN Y REYES/ VENTURA, THALIA D |
| Legal Range | 06E |
| Legal Township | 43N |
| Legal Section | 04 |
| Legal Subdivision | RESIDENTIAL |
| Legal Block | 8 |
| Legal Lot Number | 7-8 8 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CORAL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 871502 |
Source: McHenry County assessment roll, as of January 1, 2022
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6421 WAYNE ST, UNION, IL 60180-9792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MTG CORP |
| Dec 29, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on Record |
| Deed Sale | Dec 29, 2020 · Amount on Record |
| Prior Sale | Dec 29, 2020 · Amount on Record |
| Deed Document Number | 0000057520 |
| Last Transfer Date | Mar 30, 2021 |
| Transfer Doc | 0000017412 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 30, 2021 |
| Property Address | 6421 WAYNE ST, UNION, IL 60180-9792 |
| Document Number | 0000017412 |
| Map Reference | MB 4 PG 552 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2021R0017412 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6421 WAYNE ST, UNION, IL 60180-9792 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 6421 WAYNE ST, UNION, IL 60180-9792 |
| Document Number | 0000057521 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2021 |
| Title Company | STARCK TITLE SERVICES, STARCK TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 6421 WAYNE ST UNION IL 601809792, UNION, IL 60180-9792 |
| Document Number | 0000057521 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 57521 |
| Name | FIRST CENTENNIAL MTG CORP |
|---|---|
| Address | AURORA, IL 60506 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 29, 2020 |
| Property Address | 6421 WAYNE ST, UNION, IL 60180-9792 |
| Document Number | 0000057520 |
| Map Reference | MB 4 PG 552 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 2020R0057520 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | STARCK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 6421 WAYNE ST, UNION, IL 60180-9792 |
| Document Number | 0000057521 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020R0057521 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Number | 0000057522 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020R0057522 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Coral Township |
| Municipality | Union Village |
| Elementary School District | Marengo-Union Elementary Consolidated District 165 (PK - 08) |
| Secondary School District | Marengo Community High School District 154 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $55,448 Land $8,605 Building $46,843 | $166,344 Land $25,815 Building $140,529 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION serves 594 people · EPA ID IL1110900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| JAB Wireless Fixed Wireless | 100 / 20 |
| Opiquad Fixed Wireless | 100 / 20 |
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