6421 Sundown Trl, Columbia, MD 21044 Property Records

Howard County property record for 6421 Sundown Trl, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,758 sqft · built 1998
Lot Size	0.32 acres (13,930 sqft)
Owner	2 Trust Names on File
Last Sale	$759,900 (Aug 2005)
Tax Bill	$12,949 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-118164`

Property Details

APN / Parcel Number

Primary APN	`15-118164`
Alternative APN	`118164`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,758 sqft Total Area
1st Floor Area	32 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,930 sqft (0.32 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	118164
Street Address	6421 SUNDOWN TRL
City	COLUMBIA
State	MD
Zip	21044-6060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 74 13,930 SQ 6421 SUNDOWN TRL VIL RIVER HILL S2 A6 PH2
Legal Subdivision	VILLAGE RIVER HILLS SEC 02
Legal Phase	2
Legal Lot Number	74
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3004
Census Tract	605505

Owner

Source: Howard County records · APN 15-118164

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	6421 SUNDOWN TRL, COLUMBIA, MD 21044-6060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2005 · Amount on Record
Deed Sale	Aug 04, 2005 · Amount on Record
Prior Sale	Jul 23, 1998 · Amount on Record
Deed Document Number	200560253
Deed Book / Page	9368 / 409
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6421 SUNDOWN TRL, COLUMBIA, MD 21044-6060
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0173960104
Date	Jan 19, 2017
Book Page	17396/104
Instrument	17396-104

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 01, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$896,200 (+5.31%)	$941,400 (-) Land $446,400 Building $495,000
2025	$12,949.00 (+56.54%) Homeowner's exemption	$851,000 (+10.49%)	$941,400 (+16.83%) Land $446,400 Building $495,000
2023		$770,233	$805,800 Land $406,400 Building $399,400
2022	$8,272.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276055053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 234 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20