Callaway County property record for 6421 State Rd O, Fulton, MO 65251
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,048 sqft · built 1904 |
| Lot Size | 2.06 acres (89,821 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,343 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-07.0-26.0-00-000-006.000 |
| Primary APN | 13-07.0-26.0-00-000-006.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,048 sqft Living Area |
| 1st Floor Area | 2,024 sqft |
| Basement Area | 506 sqft |
| Year Built | Built 1904 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Asphalt |
| Lot Area | 89,821 sqft (2.06 acres) |
| Porch | Open Porch |
| Porch Area | 616 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 1307026000000006000 |
|---|---|
| Street Address | 6421 STATE ROAD O |
| City | FULTON |
| State | MO |
| Zip | 65251-6360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | EAST FULTON |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 70200 |
6421 State Rd O is owned and occupied by an individual who acquired it in November 2019.
Source: Callaway County records, as of January 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6421 STATE ROAD O, FULTON, MO 65251-6360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage SERVION INC |
| Nov 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT |
| Jan 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CALLAWAY BANK |
| Nov 5, 2019 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2019 |
| Deed Sale | Nov 5, 2019 |
| Deed Document Number | 201906929 |
| Deed Book / Page | 71 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Jul 24, 2026 |
| Property Address | 6421 STATE ROAD O, FULTON, MO 65251-6360 |
| Document Number | 0000004399 |
| Book / Page | 528 / 934 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20264399 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004400, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 528/935 |
| Instrument | 20264400 |
| Name | SERVION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 6421 STATE ROAD O, FULTON, MO 65251-6360 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0201906930 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 201906930 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 6421 STATE ROAD O, FULTON, MO 65251-6360 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000509/641 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 509/641 |
| Instrument | 202305279 |
| Name | SECRETARY OF HSNG AND URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 6421 STATE ROAD O, FULTON, MO 65251-6360 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 241/727 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 241/727 |
| Instrument | 201900342 |
| Name | CALLAWAY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Nov 5, 2019 |
| Property Address | 6421 STATE ROAD O, FULTON, MO 65251-6360 |
| Document Number | 201906929 |
| Book / Page | 71 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 201906929 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6421 STATE ROAD O, FULTON, MO 65251-6360 |
| Document Number | 201906930 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 201906930 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 6421 State Rd O was $1,343, up 0.1% from the year before.
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | South Callaway County R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,343.00 (+0.15%) | $32,311 (-) | $170,060 (-) |
| 2024 | $1,341.00 (+0.37%) | $32,311 (-) | $170,060 (-) |
| 2023 | $1,336.00 (+1.37%) | $32,311 (+1.49%) | $170,060 |
| 2022 | $1,318.00 | $31,836 Land $2,348 Building $29,488 | |
| 2021 | $167,560 Land $12,360 Building $155,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6421 State Rd O in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6421 State Rd O is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Callabyte Fiber | 1,000 / 1,000 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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