6421 Sprucefield Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 6421 Sprucefield Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,372 sqft · built 1993
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$315,500 (Jun 2023)
Tax Bill$3,823 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNA912000537

Property Details

APN / Parcel Number

Primary APNA912000537
Alternative APN
  • 2-0125-6677-00-0152.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,372 sqft Living Area
Gross Area3,108 sqft
1st Floor Area1,372 sqft
Basement Area1,316 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
Deck AreaDeck Area
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA912000537
Street Address6421 SPRUCEFIELD DR
CityO FALLON
StateMO
Zip63368-7845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEATFIELD #3 LOT 152
Legal SubdivisionWHEATFIELD #3
Legal Lot Number152
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3004
Census Tract311739

Owner

6421 Sprucefield Dr is owned and occupied by an individual who bought it in June 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address6421 SPRUCEFIELD DR, O FALLON, MO 63368-7845
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2023 · Amount on File
Deed SaleJun 23, 2023 · Amount on File
Prior SaleSep 27, 2019 · Amount on File
Deed Document Number202324622
Prior Transfer DateMay 6, 1998
Prior Transfer Doc0000038509
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 23, 2023
Property Address6421 SPRUCEFIELD DR, O FALLON, MO 63368-7845
Document Number0000024622
Map ReferenceMB 30 PG 130
Instrument DateJun 16, 2023
Instrument2023R-024622
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6421 SPRUCEFIELD DR, O FALLON, MO 63368-7845

Mortgage

Document Number0000024623
DateJun 23, 2023
Instrument2023R-024623
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 6421 Sprucefield Dr was $3,823.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,520 (-)$308,002 (-) Building $308,002
2025$3,823.00$58,520$308,002
2023$52,558 (+31.42%)
2022$2,836.00$39,993$276,619 (+31.42%) Land $45,000 Building $231,619
2021$210,490 Land $45,000 Building $165,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6421 Sprucefield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6421 Sprucefield Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed, Verizon.

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