6421 Heritage Trace Dr, Mobile, AL 36695 Property Records

Mobile County property record for 6421 Heritage Trace Dr, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Mar 2020)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R023303084000001370`

Property Details

APN / Parcel Number

Primary APN	`R023303084000001370`
Alternative APNs	`33 03 08 4 000 001.370` `02115035` `2115035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,868 sqft Living Area
1st Floor Area	1,868 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2115035
Street Address	6421 HERITAGE TRACE DR
City	MOBILE
State	AL
Zip	36695-6203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 HERITAGE HILLS MBK 42 P 116 #SEC 08 T5S R2W #MP33 03 08 4 000
Legal Range	05S
Legal Township	05S
Legal Section	08
Legal Subdivision	HERITAGE HILLS
Legal Lot Number	35
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2009
Census Tract	3708

Owner

6421 Heritage Trace Dr is owned and occupied by an individual who bought it in March 2020.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	6421 HERITAGE TRACE DR, MOBILE, AL 36695-6203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 17, 2020	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Dec 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2020 · Amount on File
Deed Sale	Mar 17, 2020 · Amount on File
Prior Sale	Dec 9, 2005 · Amount on File
Deed Document Number	202016585
Prior Transfer Date	Mar 2, 2009
Prior Transfer Doc	0000018686
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6421 HERITAGE TRACE DR, MOBILE, AL 36695-6203
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022660
Date	Mar 25, 2022
Instrument	2022022660

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 17, 2020
Property Address	6421 HERITAGE TRACE DR, MOBILE, AL 36695-6203
Document Number	0000016585
Map Reference	MB 42 PG 116
Instrument Date	Feb 28, 2020
Instrument	2020016585
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2460 ROOT DR E, 2460, SEMMES, AL 36575-6862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6421 HERITAGE TRACE DR, MOBILE, AL 36695-6203

Mortgage

Document Number	0000016586
Date	Mar 17, 2020
Instrument	2020016586

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6421 HERITAGE TRACE DR, MOBILE, AL 36695-6203
Document Number	0000001275
Instrument Date	Dec 30, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6421 HERITAGE TRACE DR MOBILE AL 366956203, MOBILE, AL 36695-6203

Mortgage

Document Number	0000001275
Date	Jan 8, 2018
Book Page	007592/001687
Instrument	1275

Lender

Name	FIRST FED'L FIN
Type	Funding / Finance Company
Address	MOBILE, AL 36618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jan 7, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 6421 Heritage Trace Dr was $1,108 with a homeowner's exemption, up 3.3% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00 (+3.26%) Homeowner's exemption	$18,360 (+3.2%) Land $3,500 Building $14,860	$183,600 (+3.2%) Land $35,000 Building $148,600
2024	$1,073.00 (+11.65%) Homeowner's exemption	$17,790 (+10.91%) Land $3,500 Building $14,290	$177,900 (+10.91%) Land $35,000 Building $142,900
2023	$961.00 Homeowner's exemption	$16,040 Land $3,600 Building $12,440	$160,400 Land $36,000 Building $124,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6421 Heritage Trace Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1990–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6421 Heritage Trace Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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