McCracken County property record for 6421 Harris Rd, Paducah, KY 42001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,917 sqft · built 1994 |
| Lot Size | 0.044 acres (1,917 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,911 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-30-02-011 |
| Primary APN | 066-30-02-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,917 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,917 sqft (0.044 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 25 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 120499 |
|---|---|
| Street Address | 6421 HARRIS RD |
| City | PADUCAH |
| State | KY |
| Zip | 42001-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19-37C-11 JOANN ESTATES SUB DIV L11A |
| Legal Subdivision | JOANN EST |
| Legal Block | A |
| Legal Lot Number | 11A |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 31402 |
6421 Harris Rd is owned and occupied by two individuals.
Source: McCracken County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6500 HARRIS RD, PADUCAH, KY 42001-9504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | May 19, 2026 |
| Property Address | 6421 HARRIS RD, PADUCAH, KY 42001-9503 |
| Document Number | 0000846615 |
| Book / Page | 1880 / 149 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 2026846615 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6421 HARRIS RD, PADUCAH, KY 42001-9503 |
| Document Number | 0000846615, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 1880/149 |
| Instrument | 2026846615 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 6421 Harris Rd was $1,911 with a homeowner's exemption.
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,400 (-) | $242,400 (-) | |
| 2025 | $1,911.00 Homeowner's exemption | $242,400 | $242,400 |
| 2023 | $1,553.00 (-5.13%) Homeowner's exemption | $205,225 (+24.59%) | $205,225 (+24.59%) |
| 2022 | $1,637.00 Homeowner's exemption | $164,725 | $164,725 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6421 Harris Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2013–2023) |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6421 Harris Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures