6421 Cathy Dr, Watauga (Fort Worth), TX 76148 Property Records

Tarrant County property record for 6421 Cathy Dr, Watauga, TX 76148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1970
Lot Size	0.259 acres (11,281 sqft)
Owner	Individual Name on File
Last Sale	$124,300 (Apr 2007)
Tax Bill	$2,423 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45120-2-31`

Property Details

APN / Parcel Number

Primary APN	`45120-2-31`
Alternative APN	`03302210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	11,281 sqft (0.259 acres)
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	03302210
Street Address	6421 CATHY DR
City	WATAUGA
State	TX
Zip	76148-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATAUGA HEIGHTS BLOCK 2 LOT 31
Legal Subdivision	WATAUGA HEIGHTS
Legal Block	2
Legal Lot Number	31
Jurisdiction	TARRANT TX
Township / Civil Division	NORTHEAST TARRANT
Census Block Group	3
Census Block	3009
Census Tract	113809

Owner

6421 Cathy Dr is owned and occupied by an individual who bought it in April 2007.

Source: Tarrant County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	6421 CATHY DR, WATAUGA, TX 76148-3138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Oct 14, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC
Aug 27, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2007 · Amount on File
Deed Sale	Apr 23, 2007 · Amount on File
Deed Document Number	2007138827
Prior Transfer Date	Jun 11, 1996
Prior Transfer Doc	1258001187
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TARRANT TX
Property Address	6421 CATHY DR, WATAUGA, TX 76148-3138
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274044
Date	Oct 22, 2020
Instrument	D220274044

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TARRANT TX
Property Address	6421 CATHY DR, WATAUGA, TX 76148-3138
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234911
Date	Oct 14, 2019
Instrument	D219234911

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46260

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TARRANT TX
Property Address	6421 CATHY DR, WATAUGA, TX 76148-3138
Document Number	0000205161
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6421 CATHY DR WATAUGA TX 761483138, WATAUGA, TX 76148-3138

Mortgage

Document Number	0000205161
Date	Sep 13, 2018
Instrument	218205161

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 12, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 6421 Cathy Dr was $2,423 with a homeowner's exemption, down 17.5% from the year before.

Source: Tarrant County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Tarrant County
Municipality	Watauga City
Unified School District	Birdville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,423.00 (-17.5%) Homeowner's exemption	$190,237 Land $45,000 Building $145,237	$190,237 Land $45,000 Building $145,237
2024	$2,937.00 (-0.37%)
2023	$2,948.00 (-17.95%) Homeowner's exemption	$211,662 Land $45,000 Building $166,662	$211,662 Land $45,000 Building $166,662
2022	$3,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6421 Cathy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1989–2009)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jun 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6421 Cathy Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATAUGA serves 23,806 people · EPA ID TX2200328
Water Source	Purchased surface water from CITY OF NORTH RICHLAND HILLS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FiberFirst.

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