Oceana County property record for 6420 W Deer Rd, Mears, MI 49436
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.5 acres (65,580 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Nov 2025) |
| Tax Bill | $4,149 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-015-200-09 |
| Primary APN | 006-015-200-09 |
|---|
| Lot Area | 65,580 sqft (1.5 acres) |
|---|
| Street Address | 6420 W DEER RD |
|---|---|
| City | MEARS |
| State | MI |
| Zip | 49436-9470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6420 W DEER RD - SEC 15 T15N R18W; COM 44 FT W OF E 1/4 SEC COR FOR POB; TH W 170 FT; TH N 250 FT; TH W 150 FT; TH N 168 FT; |
| Legal Range | 18W |
| Legal Township | 15N |
| Legal Section | 15 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GOLDEN |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 11000 |
6420 W Deer Rd is owned and occupied by an individual who bought it in November 2025.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7658 W 5 MILE RD, IRONS, MI 49644-8992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2024 | Deed of Trust, Mortgage · Line of Credit THE SHELBY STATE BANK |
| Nov 25, 2025 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 30, 2019 | Intrafamily Transfer, Transfer |
| May 30, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on File |
| Deed Sale | Nov 25, 2025 · Amount on File |
| Prior Sale | Oct 1, 2025 · Amount on File |
| Deed Document Number | 20256125 |
| Deed Book / Page | 2025 / 23820 |
| Prior Transfer Date | Dec 5, 2023 |
| Prior Transfer Doc | 02024/8518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 6420 W DEER RD, MEARS, MI 49436-9470 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 163 N MICHIGAN AVE, SHELBY, MI 49455-1024 |
| Document Number | 2024/22220 |
|---|---|
| Date | Dec 16, 2024 |
| Book Page | 2024/22220 |
| Instrument | 202400005980 |
| Name | THE SHELBY STATE BANK |
|---|---|
| Type | Bank |
| Address | SHELBY, MI 49455 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Nov 25, 2025 |
| Property Address | 6420 W DEER RD, MEARS, MI 49436-9470 |
| Document Number | 2025/23820 |
| Book / Page | 2025 / 23820 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 202500006125 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Title Company | OCEANA LAND TITLE AGENCY, OCEANA LAND T&E AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 163 N MICHIGAN AVE, SHELBY, MI 49455-1024 |
| Name | Verified Name |
|---|---|
| Address | 7658 W 5 MILE RD, IRONS, MI 49644-8992 |
| Document Number | 202500006126 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 202500006126 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | May 30, 2019 |
| Property Address | 6420 W DEER RD, MEARS, MI 49436-9470 |
| Document Number | 2019/009130 |
| Book / Page | 2019 / 009130 |
| Instrument Date | May 20, 2019 |
| Instrument | 201900003158 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1326 E TAYLOR RD, 1326, HART, MI 49420-8814 |
| Name | Verified Name |
|---|---|
| Address | 2598 W TYLER RD, HART, MI 49420-8216 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | May 30, 2019 |
| Property Address | 6420 W DEER RD, MEARS, MI 49436-9470 |
| Document Number | 2019/009118 |
| Book / Page | 2019 / 009118 |
| Instrument Date | May 9, 2019 |
| Instrument | 201900003153 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2598 W TYLER RD, 2598, HART, MI 49420-8216 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1326 E TAYLOR RD, HART, MI 49420-8814 |
The 2025 property tax bill for 6420 W Deer Rd was $4,149 with a homeowner's exemption, up 82.6% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Golden Township |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,100 (+54.64%) Land $140,100 | $280,200 (+54.64%) Land $280,200 | |
| 2025 | $4,149.00 (+82.61%) | $90,600 Land $90,600 | $181,200 Land $181,200 |
| 2024 | $2,272.00 | ||
| 2023 | $74,300 Land $74,300 | $148,600 (-) Land $148,600 | |
| 2022 | $2,048.00 | $148,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6420 W Deer Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6420 W Deer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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