6420 N 185th Ave, Waddell, AZ 85355 Property Records

Maricopa County property record for 6420 N 185th Ave, Waddell, AZ 85355

Property Summary

Property TypeRural Home
Details4 ba · 2,665 sqft · built 1997
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Tax Bill$3,341 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Mar 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN502-25-015A

Property Details

APN / Parcel Number

Primary APN502-25-015A

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,665 sqft Living Area
1st Floor Area2,665 sqft

Exterior

Year BuiltBuilt 1997
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area87,120 sqft (2 acres)
Parking Spaces2 Parking Spaces
Pool Area562 sqft
Patio Area426 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address6420 N 185TH AVE
CityWADDELL
StateAZ
Zip85355-9508
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRU-43
Legal DescriptionROMOLA OF ARIZ GRAPEFRUIT UNIT 46 MCR 19/07 LOT 4922 TR A & B
Legal Range02W
Legal Township02N
Legal Section10
Legal QuarterSW
Legal SubdivisionROMOLA 46 BLKS 4900-4907, 4924-4937, 495
Legal TractA
Legal Lot Number4922
Legal Unit46
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group4
Census Block4016
Census Tract61045

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6420 N 185TH AVE, WADDELL, AZ 85355-9508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Mar 27, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2024
Deed SaleApr 9, 2024
Prior SaleMay 21, 2003 · Amount on Record
Deed Document Number20240182263
Prior Transfer DateJul 28, 2003
Prior Transfer Doc2003-1001282
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6420 N 185TH AVE, WADDELL, AZ 85355-9508
Document Number0000191197
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address6420 N 185TH AVE WADDELL AZ 853559508, WADDELL, AZ 85355-9508

Mortgage

Document Number0000191197
DateMar 5, 2020
Instrument191197
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 4, 2050
Interest
Rate TypeAdjustable Rate

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6420 N 185TH AVE, WADDELL, AZ 85355-9508
Document Number0000249114
Instrument DateMar 27, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6420 N 185TH AVE WADDELL AZ 853559508, WADDELL, AZ 85355-9508

Mortgage

Document Number0000249114
DateApr 10, 2017
Instrument249114
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 9, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
Secondary School DistrictAgua Fria Union High School District (09 - 12)
Elementary School DistrictLitchfield Elementary District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,410 (-2.41%)$714,100 (-2.41%) Land $142,800 Building $571,300
2025$3,341.00 (+7.84%)
2024$73,170$731,700 Land $146,300 Building $585,400
2023$3,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 63% of Arizona
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPCOR - AGUA FRIA
private · serves 128,040 people · EPA ID AZ0407695
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Corrosion control
Jan 2022
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AirFiber WISP
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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