6420 Gingercake Rd, Newland, NC 28657 Property Records

Burke County property record for 6420 Gingercake Rd, Newland, NC 28657

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,278 sqft · built 1960
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Company Names on Record
Last Sale	$275,000 (Nov 2023)
Tax Bill	$1,292 (2026)
Deeds & Mortgages	Mar 2026 Transfer Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1841623520`

Property Details

APN / Parcel Number

Primary APN	`1841623520`
Alternative APN	`27432`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Architectural Style	Rustic
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Deck Area	40 sqft
Patio Area	208 sqft
Canopy	184 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic

Location & Zoning

Street Address	6420 GINGERCAKE RD
City	NEWLAND
State	NC
Zip	28657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	6420 GINGERCAKE RD NEWLAND, NC 28657
Jurisdiction	BURKE NC
Township / Civil Division	JONAS RIDGE
Census Block Group	1
Census Block	1026
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	229 3RD ST NW, HICKORY, NC 28601-4936
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Intrafamily Transfer, Transfer
Jul 22, 2025	Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Deed Document Number	2023793
Deed Book / Page	2717 / 110
Last Transfer Date	Jan 21, 2025
Transfer Doc	0024012238
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Mar 17, 2026
Property Address	6420 GINGERCAKE RD, NEWLAND, NC 28657
Document Number	0028600568
Book / Page	2860 / 568
Instrument Date	Mar 17, 2026
Instrument	2026002277
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 3RD ST NW, HICKORY, NC 28601-4936

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 22, 2025
Property Address	6420 GINGERCAKE RD, NEWLAND, NC 28657
Document Number	0028160725
Book / Page	2816 / 725
Instrument Date	Jul 21, 2025
Instrument	2025005500
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 3RD ST NW, HICKORY, NC 28601-4936

Mortgage

Document Number	2025005501
Date	Jul 22, 2025
Instrument	2025005501

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 20, 2023
Property Address	6420 GINGERCAKE RD, NEWLAND, NC 28657
Document Number	0027170110
Book / Page	2717 / 110
Instrument Date	Oct 5, 2023
Instrument	2023010793
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3619 ALLEGHANY DR, RALEIGH, NC 27609-6309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 9TH ST NW, HICKORY, NC 28601-1211

Mortgage

Document Number	2023010794
Date	Nov 20, 2023
Instrument	2023010794

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,292.00 (+0.39%)	$173,320 (-) Land $33,540 Building $139,780	$173,320 (-) Land $33,540 Building $139,780
2025	$1,287.00 (+32.14%)	$173,320 (+35.95%) Land $33,540 Building $139,780	$173,320 (+35.95%) Land $33,540 Building $139,780
2023	$974.00	$127,490 Land $33,540 Building $93,950	$127,490 Land $33,540 Building $93,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (2018–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GINGERCAKE ACRES private · serves 270 people · EPA ID NC0112109
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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