Cherokee County property record for 6420 Co Rd 22, Centre, AL 35960
| Property Type | Commercial Office |
|---|---|
| Details | 1,408 sqft · built 1986 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13-08-27-0-000-025.001 |
| Primary APN | 13-13-08-27-0-000-025.001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,408 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Open Porch |
| Porch Area | 512 sqft |
| Utility Building | 140 sqft |
| Account Number | 29521 |
|---|---|
| Street Address | 6420 COUNTY ROAD 22 |
| City | CENTRE |
| State | AL |
| Zip | 35960-8114 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | PT LOT 3, A L STEED EST SD, PB 6 PG 69 |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 956102 |
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1270 COUNTY ROAD 40, CENTRE, AL 35960-8001 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Line of Credit ALABAMA ONE CU |
| Jan 13, 2025 | Deed of Trust, Mortgage · Construction Mortgage ALABAMA ONE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2015 |
| Deed Sale | Jul 14, 2015 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 6420 COUNTY ROAD 22, CENTRE, AL 35960-8114 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1270 COUNTY ROAD 40, CENTRE, AL 35960-8001 |
| Document Number | 0000241525 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 241525 |
| Name | ALABAMA ONE CU |
|---|---|
| Type | Credit Union |
| Address | TUSCALOOSA, AL 35404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 6420 COUNTY ROAD 22, CENTRE, AL 35960-8114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1270 COUNTY ROAD 40, CENTRE, AL 35960-8001 |
| Document Number | 0000237078 |
|---|---|
| Date | Jan 13, 2025 |
| Instrument | 237078 |
| Name | ALABAMA ONE CU |
|---|---|
| Type | Credit Union |
| Address | TUSCALOOSA, AL 35404 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Oct 30, 2025 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $8,180 (+5.41%) Land $740 Building $7,440 | $81,700 (+5.42%) Land $7,300 Building $74,400 |
| 2023 | Additional exemption filed | $7,760 | $77,500 Land $6,600 Building $70,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE COUNTY WATER & SEWER AUTHORITY serves 11,013 people · EPA ID AL0000189 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
5G and 4G LTE (outdoors only)
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