6420 Camp St, Cloverdale, OR 97112 Property Records

Tillamook County property record for 6420 Camp St, Cloverdale, OR 97112

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,216 sqft · built 1940
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2021)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4S1019-CD-05600`

Property Details

APN / Parcel Number

Primary APN	`4S1019-CD-05600`
Alternative APN	`235043`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1973
Exterior Material	Marblecrete
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	440 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	235043
Old Parcel Number	4S1019CD05600
Street Address	6420 CAMP ST
City	CLOVERDALE
State	OR
Zip	97112-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCW-R3
Legal Description	SEC/TWN/RNG/MER:SEC 19 TWN 04S RNG 10W MAP REF:4S1019CD05600
Legal Range	10
Legal Township	04S
Legal Section	19
Legal Quarter	SW
Quarter-Quarter Section	SE
Jurisdiction	TILLAMOOK OR
Township / Civil Division	NESKOWIN
Census Block Group	1
Census Block	1031
Census Tract	960800

Owner

6420 Camp St is owned by an individual who bought it in June 2021.

Source: Tillamook County records, as of January 15, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 883, PACIFIC CITY, OR 97135-0883
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 10, 2021	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 25, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Deed Document Number	2021-05035
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	6420 CAMP ST, CLOVERDALE, OR 97112-6002
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6420 81, CLOVERDALE, OR 97112

Mortgage

Document Number	0000003938
Date	Aug 31, 2023
Instrument	2023-03938

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Jun 10, 2021
Property Address	6420 CAMP ST, CLOVERDALE, OR 97112-6002
Document Number	0000005035
Instrument Date	Jun 4, 2021
Instrument	2021-05035
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6420 CAMP ST, CLOVERDALE, OR 97112-6002

Mortgage

Document Number	0000005036
Date	Jun 10, 2021
Instrument	2021-05036

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Jan 25, 2021
Property Address	6420 CAMP ST, CLOVERDALE, OR 97112-6002
Document Number	0000000686
Instrument Date	Jan 12, 2021
Instrument	686
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1947 NE GRANDHAVEN ST MCMINNVILLE OR 971288254, MCMINNVILLE, OR 97128-8254

Tax Assessment & Valuation

The 2025 property tax bill for 6420 Camp St was $2,010, up 5.5% from the year before.

Source: Tillamook County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Tillamook County
Unified School District	Nestucca Valley School District 101J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00 (+5.51%)	$161,970 (+3%) Land $67,090 Building $94,880	$287,500 (-3.63%) Land $115,910 Building $171,590
2024	$1,905.00 (+0.69%)	$157,260 (+3%) Land $65,140 Building $92,120	$298,340 (+1.98%) Land $119,420 Building $178,920
2023	$1,892.00 (+3.67%)	$152,680 (+3%) Land $63,240 Building $89,440	$292,560 (+11.83%) Land $106,310 Building $186,250
2022	$1,825.00	$148,240 Land $61,400 Building $86,840	$261,620 Land $87,790 Building $173,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6420 Camp St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	74 (1981–2025)
Claims Outside the SFHA	3 of 74
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 4 claims High Winds, Severe Storms And Flooding, Feb 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6420 Camp St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACIFIC CITY JOINT WATER - SAN AUTH serves 1,000 people · EPA ID OR4100609
Water Source	Surface water
Last State Inspection	Oct 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, T-Mobile, Verizon.

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