642 Windrush Dr, Saint Louis, MO 63122 Property Records

St. Louis County property record for 642 Windrush Dr, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,823 sqft · built 1965
Lot Size	0.194 acres (8,455 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,380 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23M-63-0033`

Property Details

APN / Parcel Number

Primary APN	`23M-63-0033`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,823 sqft Living Area
Gross Area	3,283 sqft
1st Floor Area	1,350 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,455 sqft (0.194 acres)
Lot Dimensions	80 ft deep x 79 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	140 sqft
Patio Area	36 sqft
Poultry House	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	642 WINDRUSH DR
City	SAINT LOUIS
State	MO
Zip	63122-3054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WINDRUSH LOT 14
Legal Subdivision	WINDRUSH
Legal Lot Number	14
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2008
Census Tract	218500

Owner

Source: St. Louis County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	642 WINDRUSH DR, SAINT LOUIS, MO 63122-3054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit UMB BANK
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 25, 2019	Deed of Trust, Mortgage ENTERPRISE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019
Deed Sale	Jul 17, 2019
Prior Sale	Aug 26, 2010 · Amount on Record
Deed Document Number	2019515
Deed Book / Page	23614 / 2476
Prior Transfer Date	Jul 16, 2019
Prior Transfer Doc	02361402476
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Sep 15, 2026
Property Address	642 WINDRUSH DR, SAINT LOUIS, MO 63122-3054
Document Number	0000000382
Instrument Date	Aug 31, 2026
Instrument	2026382
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 WINDRUSH DR, SAINT LOUIS, MO 63122-3054

Mortgage

Document Number	0000000382,
Date	Sep 15, 2026
Instrument	2026382

Lender

Name	UMB BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	642 WINDRUSH DR, SAINT LOUIS, MO 63122-3054
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	NOT AVAILABLE, VISION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 WINDRUSH DR, SAINT LOUIS, MO 63122-3054

Mortgage

Document Number	0247282016
Date	Mar 16, 2021
Book Page	24728/2016
Instrument	2021031601557

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	642 WINDRUSH DR, SAINT LOUIS, MO 63122-3054
Document Number	0237721613
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	642 WINDRUSH DR ST LOUIS MO 631223054, ST LOUIS, MO 63122-3054

Mortgage

Document Number	0237721613
Date	Nov 1, 2019
Book Page	023772/001613
Instrument	309

Lender

Name	ENTERPRISE BK
Type	Bank
Address	SAINT LOUIS, MO 63132

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,770 (-) Land $48,580 Building $82,190	$688,300 (-) Land $255,700 Building $432,600
2025	$7,380.00 (+4.53%)	$130,770 (+16.13%) Land $48,580 Building $82,190	$688,300 (+16.13%) Land $255,700 Building $432,600
2024	$7,060.00 (+1.6%)
2023	$6,949.00 (+2.96%)	$112,610 (+9.88%) Land $40,470 Building $72,140	$592,700 (+9.88%) Land $213,000 Building $379,700
2022	$6,749.00	$102,480 Land $38,130 Building $64,350
2021			$539,400 Land $200,700 Building $338,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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