St. Croix County property record for 642 Willow St, Baldwin, WI 54002
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.244 acres (10,661 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $202,000 (Aug 2018) |
| Tax Bill | $4,434 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-2009-70-000 |
| Primary APN | 106-2009-70-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,661 sqft (0.244 acres) |
|---|
| Street Address | 642 WILLOW ST |
|---|---|
| City | BALDWIN |
| State | WI |
| Zip | 54002-4301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 36 HIELKEMA & DOORNINK'S 2ND ADDITION VIL BALDWIN |
| Legal Range | 16W |
| Legal Township | 29N |
| Legal Section | 30 |
| Legal Subdivision | HIELKEMA & DOORNINK'S 2ND ADDITION |
| Legal Lot Number | 36 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | BALDWIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 120801 |
Source: St. Croix County records · APN 106-2009-70-000
Assessment roll updated February 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 WILLOW ST, BALDWIN, WI 54002-4301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit ROYAL CREDIT UNION |
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit ROYAL CREDIT UNION |
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKERS SOLUTIONS INC |
| Aug 09, 2018 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2018 · Amount on Record |
| Deed Sale | Aug 09, 2018 · Amount on Record |
| Deed Document Number | 20181069437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Apr 30, 2026 |
| Property Address | 642 WILLOW ST, BALDWIN, WI 54002-4301 |
| Document Number | 0001206756 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 20261206756 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 642 WILLOW ST, BALDWIN, WI 54002-4301 |
| Document Number | 0001206756, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20261206756 |
| Name | ROYAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Apr 30, 2026 |
| Property Address | 642 WILLOW ST, BALDWIN, WI 54002-4301 |
| Document Number | 0001206756 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 20261206756 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 642 WILLOW ST, BALDWIN, WI 54002-4301 |
| Document Number | 0001206756, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20261206756 |
| Name | ROYAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 642 WILLOW ST, BALDWIN, WI 54002-4301 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001144055 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 1144055 |
| Name | BROKERS SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Aug 09, 2018 |
| Property Address | 642 WILLOW ST, BALDWIN, WI 54002-4301 |
| Document Number | 0001069437 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 1069437 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $606.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 642 WILLOW ST, BALDWIN, WI 54002-4301 |
| Document Number | 0001069438 |
|---|---|
| Date | Aug 09, 2018 |
| Instrument | 1069438 |
| Name | BMO HARRIS BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Croix County records · Assessment roll updated February 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Baldwin Village |
| County | St. Croix County |
| Unified School District | Baldwin-Woodville Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,434.00 (+13.08%) Homeowner's exemption | $227,600 (-) Land $31,700 Building $195,900 | $227,600 (-) Land $31,700 Building $195,900 |
| 2023 | $3,921.00 Homeowner's exemption | $227,600 Land $31,700 Building $195,900 | $227,600 Land $31,700 Building $195,900 |
Source: FEMA National Flood Hazard Layer as of April 1, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 119 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BALDWIN WATERWORKS serves 4,440 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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