642 W Olive Ave, El Centro, CA 92243 Property Records

Imperial County property record for 642 W Olive Ave, El Centro, CA 92243

Property Summary

Property Type	Quadplex
Details	2,688 sqft · built 1974
Lot Size	0.202 acres (8,780 sqft)
Owner	Individual Name on Record
Last Sale	$591,000 (Nov 2023)
Tax Bill	$7,034 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`053-183-018-000`

Property Details

APN / Parcel Number

Primary APN	`053-183-018-000`
Alternative APNs	`0531831801` `05318318`

Interior

Units	4 Units
Stories	1 Story
Building Area	2,688 sqft Living Area
1st Floor Area	2,688 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Quadruplex
Construction Type	Wood
Lot Area	8,780 sqft (0.202 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	642 W OLIVE AVE
City	EL CENTRO
State	CA
Zip	92243
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	LOT 16 BLK 36 TOWNSITE OF EL CENTRO
Legal Subdivision	TOWNSITE OF EL CENTRO
Legal Block	36
Legal Lot Number	16
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	2
Census Block	2005
Census Tract	11600

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2635 HAMILTON AVE, EL CENTRO, CA 92243-6178
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Grant Deed, Transfer · Conventional Mortgage SECURE CHOICE LENDING
Oct 21, 2022	Intrafamily Transfer, Transfer
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 10, 2018	Grant Deed, Transfer · Conventional Mortgage WALLICK & VOLK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Aug 10, 2018 · Amount on Record
Deed Document Number	202317518
Prior Transfer Date	Oct 13, 2022
Prior Transfer Doc	0000021367
Record Updated	Sep 20, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Nov 13, 2023
Property Address	642 W OLIVE AVE, EL CENTRO, CA 92243
Document Number	0000017518
Map Reference	MAP 953
Instrument Date	Nov 13, 2023
Instrument	2023017518
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2635 HAMILTON AVE, EL CENTRO, CA 92243-6178

Mortgage

Document Number	0000017519
Date	Nov 13, 2023
Instrument	2023017519

Lender

Name	SECURE CHOICE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Oct 21, 2022
Property Address	642 W OLIVE AVE, EL CENTRO, CA 92243
Document Number	0000021367
Map Reference	MAP 953
Instrument Date	Oct 13, 2022
Instrument	2022021367
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1883 PLATTE RIVER LN UNIT 3, 3, CHULA VISTA, CA 91913-5603

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	642 W OLIVE AVE, EL CENTRO, CA 92243
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011888
Date	Jul 14, 2020
Instrument	2020011888

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Feb 27, 2020
Property Address	642 W OLIVE AVE, EL CENTRO, CA 92243
Document Number	0000003748
Instrument Date	Feb 24, 2020
Instrument	3748
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 3875 EL CENTRO CA 922443875, EL CENTRO, CA 92244-3875

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 10, 2018
Property Address	642 W OLIVE AVE, EL CENTRO, CA 92243
Document Number	0000014769
Instrument Date	Jul 18, 2018
Instrument	14769
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3875 EL CENTRO CA 922443875, EL CENTRO, CA 92244-3875

Mortgage

Document Number	14770
Date	Aug 10, 2018
Instrument	14770

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 9, 2038

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$614,876 (+97.75%) Land $72,828 Building $542,048
2025	$7,034.00 (+89.6%)
2023	$3,710.00 (+6.92%)	$310,935 Land $69,691 Building $241,244
2022	$3,470.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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