642 W Chenango Rd, Binghamton, NY 13905 Property Records

Broome County and Chenango Town property record for 642 W Chenango Rd, Binghamton, NY 13905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,024 sqft · built 1993
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Sep 2024)
Tax Bill$6,931 (2026)
Deeds & MortgagesApr 2025 Transfer
Jan 2021 Line of Credit
APN032400 076.04-1-5

Property Details

APN / Parcel Number

Primary APN032400 076.04-1-5
Alternative APNs
  • 240007600400010050000000
  • 24046701100

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,024 sqft Living Area
1st Floor Area1,680 sqft
2nd Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area87,120 sqft (2 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area288 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number24046701100
Street Address642 W CHENANGO RD
CityBINGHAMTON
StateNY
Zip13905-6007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0030000033S110000000
Legal Block1
Legal Lot Number5.000
JurisdictionBROOME NY
Township / Civil DivisionCHENANGO
Census Block Group2
Census Block2020
Census Tract12103

Owner

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address414 W WENDELL ST, ENDICOTT, NY 13760-4062
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2025Quit Claim Deed, Transfer
Quitclaim
Jan 25, 2021Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2024 · Amount on Record
Deed SaleSep 5, 2024 · Amount on Record
Deed Document Number202419249
Deed Book / Page2769 / 30
Last Transfer DateApr 10, 2025
Transfer Doc0000011436
Record UpdatedOct 29, 2026

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBROOME NY
Recording DateApr 29, 2025
Property Address642 W CHENANGO RD, BINGHAMTON, NY 13905-6007
Document Number002791/398
Book / Page2791 / 398
Instrument DateApr 29, 2025
Instrument202500011452
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address642 W CHENANGO RD, BINGHAMTON, NY 13905-6007

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address414 W WENDELL ST, ENDICOTT, NY 13760-4062

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address642 W CHENANGO RD, BINGHAMTON, NY 13905-6007
Transaction TypeMortgage
Record UpdatedMay 25, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 W CHENANGO RD, BINGHAMTON, NY 13905-6007

Mortgage

Document Number0039930831
DateJan 25, 2021
Book Page3993/831
Instrument202100001705
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBINGHAMTON, NY 13905
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 24, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionChenango Town
Unified School DistrictChenango Forks Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,931.00 (+1.7%) Homeowner's exemption Veteran's exemption
2025$6,815.00 (+5.92%) Homeowner's exemption Veteran's exemption$126,100 (-) Land $16,000 Building $110,100$293,900 (+18.4%) Land $37,291 Building $256,609
2024$6,434.00
2023$126,100 Land $16,000 Building $110,100$248,228 Land $31,496 Building $216,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1980–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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