Cape Girardeau County property record for 642 Terry Ln, Cape Girardeau, MO 63701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1950 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $161 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 159200004018000000 |
| Primary APN | 159200004018000000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,445 sqft (0.125 acres) |
| Lot Dimensions | 108 ft deep x 52.7 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Gravity Furnace |
| Street Address | 642 TERRY LN |
|---|---|
| City | CAPE GIRARDEAU |
| State | MO |
| Zip | 63701-4421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 1 GOLLADAY ADDITION 05/08 |
| Legal Range | 13E |
| Legal Township | 31S |
| Legal Section | 36 |
| Legal Subdivision | GOLLADAY ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | CAPE GIRARDEAU |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 881100 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 265 COMANCHE LN, JACKSON, MO 63755-8556 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2016 |
| Deed Sale | Feb 17, 2016 |
| Deed Document Number | 20161473 |
| Prior Transfer Date | Nov 23, 2011 |
| Prior Transfer Doc | 0000013179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 642 TERRY LN, CAPE GIRARDEAU, MO 63701-4421 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202006325 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 2020-06325 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Cape Girardeau City |
| Unified School District | Cape Girardeau 63 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,090 (-) Land $490 Building $2,600 | $16,257 (-) Land $2,598 Building $13,659 | |
| 2025 | $161.00 (+5.92%) | $3,090 (+5.1%) Land $490 Building $2,600 | $16,257 (+5%) Land $2,598 Building $13,659 |
| 2023 | $152.00 | $2,940 Land $470 Building $2,470 | $15,483 Land $2,474 Building $13,009 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 67 (1979–2008) |
| Claims Outside the SFHA | 1 of 67 |
| Most Recent Claim | Mar 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures