642 Taft St, Gary, IN 46404 Property Records

Lake County property record for 642 Taft St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,756 sqft · built 1947
Lot Size	0.238 acres (10,367 sqft)
Owner	Individual Name on File
Last Sale	$201,316 (Aug 2023)
Tax Bill	$813 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2023 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0199-0009`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0199-0009`
Alternative APNs	`45-08-05-451-002.000-004` `254401990009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,756 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	1,812 sqft
Basement Area	1,040 sqft
Finished Basement	944 sqft
Unfinished Basement	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2015
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	140 ft deep x 74 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	642 TAFT ST
City	GARY
State	IN
Zip	46404-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY LAND COS. 5TH SUB. L.9 BL.5
Legal Subdivision	GARY LAND COS. 5TH SUB
Legal Block	5
Legal Lot Number	9
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3012
Census Tract	10400

Owner

642 Taft St is owned and occupied by an individual who bought it in August 2023.

Source: Lake County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	642 TAFT ST, GARY, IN 46404-1321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · FHA Mortgage PACOR MORTGAGE CORP
Jan 26, 2023	Sheriff's Deed, Foreclosure · Commercial Mortgage AMERICAN COMMUNITY BANK OF INDIANA
Jan 4, 2023	Sheriff's Deed, Foreclosure · Stand-Alone First Mortgage INDIANA HOUSING & COMMUNITY DEVELOP
Nov 9, 2018	Intrafamily Transfer, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Prior Sale	Jan 26, 2023 · Amount on File
Deed Document Number	2023526181
Prior Transfer Date	Dec 2, 2005
Prior Transfer Doc	2006035302
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 16, 2023
Property Address	642 TAFT ST, GARY, IN 46404-1321
Document Number	0000026181
Map Reference	MB 15 PG 3-B
Instrument Date	Aug 11, 2023
Instrument	2023-526181
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 TAFT ST, GARY, IN 46404-1321

Mortgage

Document Number	0000026182
Date	Aug 16, 2023
Instrument	2023-526182

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

January 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LAKE IN
Recording Date	Jan 26, 2023
Property Address	642 TAFT ST, GARY, IN 46404-1321
Document Number	0000004124
Map Reference	MB 15 PG 3-B
Instrument Date	Dec 2, 2022
Instrument	2023-004124
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6321 DEMPSTER ST # 263, 263, MORTON GROVE, IL 60053-2848

Mortgage

Document Number	0000002523
Date	Jan 26, 2023
Instrument	2023-502523

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LAKE IN
Recording Date	Jan 4, 2023
Property Address	642 TAFT ST, GARY, IN 46404-1321
Document Number	0000000187
Map Reference	MB 15 PG 3-B
Instrument Date	Dec 2, 2022
Instrument	2023-000187
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6321 DEMPSTER ST # 263, 263, MORTON GROVE, IL 60053-2848

Mortgage

Document Number	0000000207
Date	Jan 4, 2023
Instrument	2023-500207

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOP
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Nov 9, 2018
Property Address	642 TAFT ST, GARY, IN 46404-1321
Document Number	0000077734
Map Reference	MB15 PG3-B
Instrument Date	Nov 5, 2018
Instrument	2018 077734
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 TAFT ST, GARY, IN 46404-1321

Mortgage

Document Number	0000077735
Date	Nov 9, 2018
Instrument	2018 077735

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$193,300 Land $10,800 Building $182,500	$193,300 Land $10,800 Building $182,500
2024	$813.00
2023		$67,000 (+20.72%) Land $12,200 Building $54,800	$67,000 (+20.72%) Land $12,200 Building $54,800
2022	$636.00 (-49.72%) Homeowner's exemption	$55,500 Land $7,800 Building $47,700	$55,500 Land $7,800 Building $47,700
2021	$1,265.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 642 Taft St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Taft St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Taft St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures