San Diego County property record for 642 Sumner Way, Unit 4, Oceanside, CA 92058 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,471 sqft Living Area |
| Lot Size | 1.86 acres |
| Occupancy | Owner Occupied |
| Last Sale | $665,000 (2022) |
| Tax Bill | $7,931.00 (2025) |
| Primary APN | 158-030-32-15 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,471 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment Style |
| Lot Area | 81,159 sqft |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 642 SUMNER WAY, 4 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-0663 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 1 US 27PER DOC03-635086&UND INT IN PHASE 1 IN TR 014554 |
| Legal Subdivision | DOUGLAS DRIVE CONDO |
| Legal Tract | 014554 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 18613 |
Source: San Diego County records · APN 158-030-32-15
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 SUMNER WAY, 4, OCEANSIDE, CA 92058-0663 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 29, 2022 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 10, 2019 | Grant Deed, Transfer · Veterans Administration Mortgage SYNERGY ONE LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Sep 10, 2019 · Amount on Record |
| Deed Doc Number | 2022187604 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 29, 2022 |
| Property Address | 642 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0663 |
| Document Number | 0000187604 |
| Map Reference | DOC 20030676465 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022-0187604 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 642 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0663 |
| Document Number | 0000187605 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022-0187605 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 642 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0663 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000398250 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 2018-0398250 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 10, 2019 |
| Property Address | 642 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0663 |
| Document Number | 0000391676 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 391676 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $467.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 642 SUMNER WAY #4 OCEANSIDE CA 920580663, 4, OCEANSIDE, CA 92058-0663 |
| Document Number | 391677 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 391677 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 09, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $719,810 (+2%) Land $393,127 Building $326,683 | |
| 2025 | $7,931.00 (+14.63%) | $705,697 (+13.46%) Land $385,419 Building $320,278 |
| 2023 | $6,919.00 (+41.03%) | $622,000 Land $339,000 Building $283,000 |
| 2022 | $4,906.00 |
642 Sumner Way, Unit 4 is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 11th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,125 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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