Carroll County property record for 642 Spring Meadow Dr, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,638 sqft · built 2006 |
| Lot Size | 0.239 acres (10,402 sqft) |
| Owner | Individual Name on File |
| Last Sale | $476,465 (Apr 2006) |
| Tax Bill | $9,187 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-150075 |
| Primary APN | 07-150075 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,638 sqft Total Area |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,402 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 268 sqft |
| Deck Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 150075 |
|---|---|
| Street Address | 642 SPRING MEADOW DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 172-10402 SF SC 1 SPRING MEADOW DR 48-31/ 44 VIL OF MEADOW CK PL 5 |
| Legal Subdivision | VILLAGE MDW CRK SEC 01 |
| Legal Lot Number | 172 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 507500 |
642 Spring Meadow Dr is owned and occupied by an individual who bought it in April 2006.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 642 SPRING MEADOW DR, WESTMINSTER, MD 21158-4431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND |
| Nov 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL OF MD FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2006 · Amount on File |
| Deed Sale | Apr 13, 2006 · Amount on File |
| Prior Sale | Nov 1, 2005 · Amount on File |
| Deed Document Number | 200654181 |
| Deed Book / Page | 4830 / 325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 642 SPRING MEADOW DR, WESTMINSTER, MD 21158-4431 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0111620421 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | 11162/421 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | SPARKS GLENCOE, MD 21152 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 31, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 642 SPRING MEADOW DR, WESTMINSTER, MD 21158-4431 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0094700039 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 9470/0039 |
| Name | FIRST FINANCIAL OF MD FCU |
|---|---|
| Type | Non-Lending Institution |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2026 property tax bill for 642 Spring Meadow Dr was $9,187 with a homeowner's exemption, up 5.8% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,187.00 (+5.8%) Homeowner's exemption | $578,200 (+7.47%) Land $155,300 Building $422,900 | $578,200 (-) Land $155,300 Building $422,900 |
| 2025 | $8,683.00 Homeowner's exemption | $538,033 | $578,200 Land $155,300 Building $422,900 |
| 2023 | $7,735.00 Homeowner's exemption | $457,700 Land $155,300 Building $302,400 | $457,700 Land $155,300 Building $302,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 642 Spring Meadow Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 642 Spring Meadow Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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