Richmond County property record for 642 Smith Ln, Warsaw, VA 22572
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,400 sqft · built 1995 |
| Lot Size | 19.5 acres (849,420 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,595 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12(4)3 |
| Primary APN | 12(4)3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 849,420 sqft (19.5 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Quonset Hut | 324 sqft |
| Pole Barn | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1553 |
|---|---|
| Street Address | 642 SMITH LN |
| City | WARSAW |
| State | VA |
| Zip | 22572-2828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL, GENERAL |
| Legal Description | 642 SMITH LANE |
| Jurisdiction | RICHMOND VA |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 40100 |
Source: Richmond County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 642 SMITH LN, WARSAW, VA 22572-2828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000161750 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND VA |
| Property Address | 642 SMITH LN, WARSAW, VA 22572-2828 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0180000863 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 180000863 |
| Name | UNION BANK & TRUST |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Richmond County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Richmond County |
| Unified School District | Richmond County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,595.00 (+28.84%) | $265,834 (+50.27%) Land $58,890 Building $206,944 | $265,834 (+50.27%) Land $58,890 Building $206,944 |
| 2023 | $1,238.00 | $176,900 Land $49,800 Building $127,100 | $176,900 Land $49,800 Building $127,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures