Pueblo County property record for 642 S Spaulding Ave, Pueblo, CO 81007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,380 sqft · built 2003 |
| Lot Size | 2.77 acres (120,661 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $221,900 (Sep 2003) |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 610302003 |
| Primary APN | 610302003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,380 sqft Living Area |
| Gross Area | 6,124 sqft |
| 1st Floor Area | 2,330 sqft |
| Basement Area | 2,312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 120,661 sqft (2.77 acres) |
| Garage Type | Attached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 402 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 642 S SPAULDING AVE |
|---|---|
| City | PUEBLO |
| State | CO |
| Zip | 81007-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A3:RES/1 F |
| Legal Description | LOT 6 BLK 9 TR 346 PUEBLO WEST |
| Legal Subdivision | PUEBLO WEST |
| Legal Tract | 346 |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | PUEBLO CO |
| Township / Civil Division | PUEBLO WEST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2913 |
642 S Spaulding Ave is owned and occupied by two individuals who bought it in September 2003.
Source: Pueblo County records, as of May 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 S SPAULDING AVE, PUEBLO WEST, CO 81007-1857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Apr 19, 2024 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| Jan 27, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jun 25, 2021 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| May 10, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2003 · Amount on File |
| Deed Sale | Sep 19, 2003 · Amount on File |
| Prior Sale | Jan 24, 2003 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUEBLO CO |
| Property Address | 642 S SPAULDING AVE, PUEBLO, CO 81007-1857 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 642 S SPAULDING AVE, PUEBLO WEST, CO 81007-1857 |
| Document Number | 0002387079 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 2387079 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUEBLO CO |
| Property Address | 642 S SPAULDING AVE, PUEBLO WEST, CO 81007-1857 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 642 S SPAULDING AVE, PUEBLO, CO 81007-1857 |
| Document Number | 0002340151 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 2340151 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUEBLO CO |
| Property Address | 642 S SPAULDING AVE, PUEBLO WEST, CO 81007-1857 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002287877 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 2287877 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUEBLO CO |
| Property Address | 642 S SPAULDING AVE, PUEBLO WEST, CO 81007-1857 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002210388 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2210388 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUEBLO CO |
| Property Address | 642 S SPAULDING AVE, PUEBLO WEST, CO 81007-1857 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002232290 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2232290 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUEBLO CO |
| Property Address | 642 S SPAULDING AVE, PUEBLO WEST, CO 81007-1857 |
| Document Number | 0002070938 |
| Instrument Date | May 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 642 S SPAULDING AVE PUEBLO CO 810071857, PUEBLO, CO 81007-1857 |
| Document Number | 0002070938 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 2070938 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 18, 2047 |
The 2025 property tax bill for 642 S Spaulding Ave was $2,686 with a senior citizen's exemption, up 26.9% from the year before.
Source: Pueblo County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Pueblo County |
| Unified School District | Pueblo County School District 70 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,686.00 (+26.94%) | $31,560 (+13.94%) | $939,798 Land $70,000 Building $869,798 |
| 2024 | $2,116.00 (-1.17%) | $27,700 (-11.76%) Land $2,927 Building $24,773 | |
| 2023 | $2,141.00 (+57.89%) | $31,390 (+54.02%) Land $3,320 Building $28,070 | $468,464 (+59.74%) Land $49,500 Building $418,964 |
| 2022 | $1,356.00 | $20,381 Land $3,440 Building $16,941 | $293,261 Land $49,500 Building $243,761 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 642 S Spaulding Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 642 S Spaulding Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Colorado |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PUEBLO WEST MD serves 30,000 people · EPA ID CO0151650 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Highline Internet Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| SECOM Fixed Wireless · Fiber in parts of the area | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
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