Jackson County property record for 642 S Lake Dr, Independence, MO 64053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,181 sqft · built 1954 |
| Lot Size | 0.14 acres (6,081 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,396 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-120-06-59 |
| Primary APN | 27-120-06-59 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,181 sqft Living Area |
| Gross Area | 2,362 sqft |
| 1st Floor Area | 1,181 sqft |
| Basement Area | 1,181 sqft |
| Flooring | Carpet |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,081 sqft (0.14 acres) |
| Lot Dimensions | 112 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 787545 |
|---|---|
| Street Address | 642 S LAKE DR |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64053-1836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUTCHINS PARK S 30.23 LOT 11 & N 30.56 LOT 12 BLK 6 |
| Legal Subdivision | HUTCHINS PARK |
| Legal Block | 6 |
| Legal Lot Number | 11,12 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11002 |
642 S Lake Dr is owned and occupied by two individuals.
Source: Jackson County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 S LAKE DR, INDEPENDENCE, MO 64053-1836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 642 S Lake Dr was $1,396, down 1.8% from the year before.
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,097 (-) Land $2,518 Building $16,579 | $100,510 (-) | |
| 2025 | $1,396.00 (-1.76%) | $19,097 Land $2,518 Building $16,579 | $100,510 |
| 2024 | $1,421.00 (+2.53%) | ||
| 2023 | $1,386.00 | $19,937 Land $1,433 Building $18,504 | $104,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 642 S Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 642 S Lake Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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